Be familiar with your Cash-Back Credit Card
By Ankit Sharma
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  • It enables you to save money by earning free cash on your purchases. Therefore it makes sense to use a cash-back card for regular transactions and benefit from a reward scheme.
  • It helps you to improve your credit rating because if you pay for goods using a card and settle the balance in full, it will enhance your credit rating.
  • Some cash- back cards give you bonuses for just signing up. Sometimes these cards will also offer bonuses throughout the life of the card.
  • Also some of the issuers do not charge an annual fee on a cash-back card. This means if you pay your bill in full every month, you will not have to worry about any fees at all.


  • Cash-back credit cards often encourage customers to make needless purchases which make it difficult to clear off the balance in full and they can earn interest from it.
  • Although customers earn money in cash-back cards but many card companies a higher rate of APR from their customers. The interest cost of all cash-back cards decreases the actual cash-back you will earn.
  • Some cash back cards restrict the amount of money that can be earned.

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(Comments Posted : 1) Post Your Comments
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Abdul Majeed (Posted: Dec 4, 2015)
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