Usage and added offers

NRI credit cards can be used by the applicant in our country as well as countries across border.

• Money can be accessed from ATMs beyond borders from an NRI credit card. SBI NRI cards can be used by an applicant to access money at over a million visa ATM outlets in all the corners of the world, including India.

• One can save money on costs of allotment of expenses. Costs on fuel, travel in railways, all-international purchases etc are few areas of offers that are provided by the NRI credit card. Types and amount of offers depends on bank to bank; for instance: SBI offers 2% savings on purchases fabricated beyond borders based on agreement and conditions.

• Some NRI credit cards also offer the applicant with travel insurance with the credit cards. With these insurance policies provided by the bank, the applicant can be secure from abrupt losses due to robbery, high jacking etc.

NRI Credit Card Providers

Quite a few banks in India have started providing the facility of NRI credit cards to the non-residents. Some of them who provide the facility of NRI credit cards are:

Kotak Mahindra Bank

HSBC

HDFC Bank

Flexibility in spending irrespective of the country is something that NRI credit cards provide. It makes the NRI credit card holder feel comfortable; irrespective of the fact of whether the card holder is travelling across borders or the applicant is in the hometown.