For what purpose do you want to invest in an FD?
By Neelima Shankar
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Fixed deposits have always been a vital part of an investor's portfolio because of the assured returns it offers. Traditionally FDs have been plain vanilla products but nowadays amidst cutthroat competition, banks have modified these keeping in line with the customers' requirements. Some interesting deals available in the market are described below:


Some FDs have insurance attached to them. In such a case the basic product remains the same with an additional benefit of insurance. But these depend on the deposit amount and maturity.

For instance, a bank may give a free accident cover amounting to Rs. 5 lakh on a three-year deposit of Rs. 25,000 with a yearly interest of 8 percent. This increases the value of the product.

Many banks provide accident insurance only. The sum assured varies between Rs. 3 lakh and 7 lakh. Usually, such a cover has a number of clauses attached to it. Such policies should not form a part of your overall insurance needs.

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1. Welcome to Thomas Credit Firm, I am an international business man and Lender that has offered Loans to so various individual and firms in Europe, Asia, Africa and other parts of the world. We give out our Loan for a interest rate of 2% per annul for a minimum of 100.00 to a maximum of 100,000,000.00 rubles, dollars, pounds, euros, etc. The maximum loan term we can offer is 30 Years at fixed interest rate.
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Interested candidates should please contact us today for your online quick and easy loan without collateral deposits. Email:

Thomas Dawson (Posted: Jul 9, 2015)
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