AUTO INSURANCE DETAIL
Oriental Insurance
Policy Highlights
Policy Name Private Car Package Policy
Issuer Oriental Insurance
Policy Period 1 Yrs.
Main Features
  • The policy offers cover for any legal liability under the Motor Vehicle Act arising out of use of the vehicle.
  • Personal Accidents cover is offered to owner‐driver whilst driving the vehicle including mounting into/ dismounting from or traveling in the insured vehicle as a co–driver for Rs. 2 lakh.
  • Customer can also avail extra covers with the scheme on payment of additional premium.
  • Various discount offers are also offered with the policy.
  Policy Covers
Natural Calamities:
Fire Yes Explosion Yes
Self-Ignition Yes Lightning Yes
EarthQuake Yes Flood Yes
Typhoon Yes Hurricane Yes
Storm Yes Tempest Yes
Inundation Yes Cyclone Yes
Hailstorm Yes Frost Yes
LandSlide Yes RockSlide Yes
 
Man-Made Calamities:
Burglary/Theft Yes
Terrorist Activity Yes
Riot & Strike Yes
Malicious Act Yes
Accident by External means Yes
Any damage in Transit by road, rail, inland waterway, lift, elevator or air Yes
Other:
Compulsary Personal Accident Cover Yes
Compulsary Third Party Legal Liability Yes
 Exclusions
 Additional/Optional Covers
 Additional Discounts & Bonus
 Benefits
 IDV
 Other Information
 Terms & Conditions
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