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Money wise guy and his musings
Credit cards have always fascinated Vaibhav, who since his early days in the college have aspired to become a part of this mainstream media. Finding blogging as the perfect platform, Vaibhav puts his views on various personal finance topics especially, the wise use of the plastic. A Delhi University graduate, Vaibhav blogs regularly at rupeetimes.com.
By Vaibhav Aggarwal

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Friday, December 5
New Corp Excel branches to be set up by Corporation bank

Corporation bank is enhancing and expanding its banking network by establishing more number of Corp Excel branches. The bank has plans to set up 200 new ‘Corp Excel’ branches with the e-lobby facility by the end of next year.

Recently the bank has inaugurated a new Corp Excel in Bangalore. The branch offer 24X7 e-lobby facility as well. The bank has already established 55 Corp Excel branches so far. The Corp Excel Branches...

Posted 11:04:09 AM Complete Story | Post Comment | Read Comments(0)

Thursday, December 4
Indian Overseas bank planned to work with UEF to support minor entrepreneurs

It has been reported that in order to financially assist the entrepreneurs from backward classes Indian Overseas bank has joined hands with united economic forum. United economic forum works for the economic development of the minorities.

Through this MOU the entrepreneurs selected by the UEF will get the loan help as per the working capital requirement by the bank. As part of the MoU, entrepreneurs selected by the UEF will get to set up...

Posted 11:36:25 AM Complete Story | Post Comment | Read Comments(0)

Thursday, December 4
KVG bank working for the PMJDY

Regional rural Bank – Karnataka Vikas Grameen bank has showed a great contribution in PMJDY. The bank has opened 3 lakh new saving accounts under the scheme. The bank works to improve the banking facilities in the rural areas.

Recently while inaugurating the 553rd branch of the bank, the bank stated that has introduced ‘dial-for-account’ initiative as an additional step under the financial inclusion plan. Further the bank will also conduct gram sabhas...

Posted 11:31:14 AM Complete Story | Post Comment | Read Comments(0)

Wednesday, December 3
Canara Bank conferred with Annual Niryat Bandhu Silver trophy

State owned bank – Canara bank has been conferred with the annual Niryat Bandhu silver trophy. It has been reported that bank has shown excellent performance in terms of export related services therefore appraising the bank’s performance the bank has been conferred with the annual Niryat Bandhu silver trophy among banks.

The Federation of Indian Export Organisation offers this award to the banking institution offering the best export-promotion support. This time Canara Bank bagged...

Posted 11:37:18 AM Complete Story | Post Comment | Read Comments(0)

Tuesday, December 2
RBI to maintain same rates in today’s monetary policy review

It is expected that the Reserve bank of India will maintain the same policy rates in the monetary policy review to be held today. United Bank of India executive director Deepak Narang said that RBI would wait for some more time before effecting rate cut to prop up growth.

Though RBI can go for the cut down in rates but it is expected that RBI may wait till the next review. It has been...

Posted 11:51:02 AM Complete Story | Post Comment | Read Comments(0)

Tuesday, December 2
553rd Branch of KVB bank in Udupi district

With the desire to expand its network, a regional rural Bank – Karnataka Vikas Grameen bank has planned to launch a new branch at Guddeangadi village in Udupi district. This is the 553rd of the bank which will be established on 3rd of December, 2014. The KVB bank is sponsored by Syndicate bank.

It was further informed that, the new branch will be inaugurated by KM Udupa, Managing Trustee of the Manipal-based Bharatiya Vikas...

Posted 11:48:53 AM Complete Story | Post Comment | Read Comments(0)

Friday, November 28
SBI bank opened 548758 savings accounts in Chhattisgarh under PMJDY

The huge networked bank of the country – State bank of India has taken a led to open savings account in PMJDY in chattisgarh. It has been reported that the state was having the target of 2.5 million accounts to be opened under this scheme. As per the reports till 20th November 1904000 new bank accounts have been opened in the state under the PMJDY. The chief...

Posted 07:36:11 AM Complete Story | Post Comment | Read Comments(0)

Friday, November 28
FinMin raised the PMJDY from 75 million to 100 million

It has been reported that seeing the tremendous work done by the banks under the PMJDY, the finance ministry has raised the target of the scheme. The scheme was initiated with a target of 75 million and now it has been extended to 100 million.

According to the recent reports the banks have successfully opened 80 million accounts till 25th November,2014. Now soon all the families will hold atleast a savings account in the country....

Posted 07:29:29 AM Complete Story | Post Comment | Read Comments(0)

Thursday, November 27
SBI visited school to introduce pehli Udaan in Ashok nagar

A week ago State Bank of India introduced ‘Pehli Udaan’ a savings account for the minors at the campus of Akshara School at Ashok Nagar. The minors of the age 10 years and above can handle their account on their own.

Apart from savings account facility, the Pehli Udaan will offer the children with facility of branded passbook and cheque book, along with it personalized photo ATM cum debit card will also be issued...

Posted 11:45:50 AM Complete Story | Post Comment | Read Comments(0)

Thursday, November 27
A sum of Rs 6000 crore gathered with the banks under PMJDY

It has been reported that under the PMJDY the bank have collected a sum of Rs 6000 crore and above. The banks have successfully opened 7.9 crore bank accounts.

Department of the finance ministry has informed that the PMJDY scheme is designed to introduce the banking world to all the people. It is specifically for the women and underprivileged sections of the society. Through these savings accounts the people have deposited Rs 6000 crore...

Posted 11:43:44 AM Complete Story | Post Comment | Read Comments(0)

Wednesday, November 26
Rising Fake currencies circulation a big worry

It has been reported that the use distribution of the fake currency is high on peak all across the big cities. The increasing circulation of the counterfeit currencies has become a great issue of worry both for the citizens and the govt. as well.

In past 4 years 173 cases of fake currencies were reported. It has also been reported that the maximum number of crimes related to the counterfeit currencies are being noticed...

Posted 11:31:38 AM Complete Story | Post Comment | Read Comments(0)

Wednesday, November 26
SBI to launch Shariah based banking in the country

State Bank of India announced that bank will launch a Shariah-compliant mutual fund. In the coming month the bank will come up an Islamic financial instrument. For the time bank is introducing such an initiative for the 170 million Muslim population of the country.

The bank has reported that bank has got the RBI’s nod to launch the Shariah complaint. The Islamic banks are a bit different, they offer products such as Sukuk...

Posted 11:29:01 AM Complete Story | Post Comment | Read Comments(0)

Tuesday, November 25
SBT bank launched a new Shradha Kendra styled branch

An associate bank of State bank of India – State Bank of Travancore has opened a Shradha Kendra. The managing director of the bank stated that this is a new branch styled the ‘SBT Shradha Kendra’. The shardha Kendra will carry out banking transactions.

This styled will help the customers to open new savings accounts under the PMJDY scheme, in addition to this it will also facilitate the facility of all kinds of remittance...

Posted 11:27:26 AM Complete Story | Post Comment | Read Comments(0)

Tuesday, November 25
Andhra Bank did charity work as part of the founders day.

Medium Sized public sector bank – Andhra bank donated a computer lab to the girl’s school in Uttar Pradesh. On the occasion of the founders day the bank did this charity work and helped a school with the computer lab.

Last day the Zonal Manager of the bank Mr. P Masilamani handed over the chque for the lab to the headmistress Jessy Abraham and PTA president Shibu P Chacko at a function. Apart from...

Posted 11:20:30 AM Complete Story | Post Comment | Read Comments(0)

Monday, November 24
Corporation bank organized a camp supporting PMJDY

Last week Public sector bank – corporation bank organised PMJDY camp. The bank is devotedly working for the PMJDY. As a part of this scheme the bank organized Jan Dhan camp in Mangalore on Saturday.

It has been reported that Snehlata Shrivastava, Additional Secretary, Department of Financial Services, Union Ministry of Finance was the chief guest of the camp. The camp was attended by the Managing director of the bank Mr. S.R...

Posted 11:40:29 AM Complete Story | Post Comment | Read Comments(0)

Monday, November 24
SBI to revise and introduce some charges

The highly networked bank of India- State bank of India has plans to revise few of its charges and introduce some new. In September the bank has presented its plan for the revision of its charges to the Executive Committee to the Central Board at its meeting held on September 19.

The bank stated that from long time these charges were supposed to be revised. New service charges include processing charges for pension...

Posted 11:36:46 AM Complete Story | Post Comment | Read Comments(0)

Friday, November 21
Banks must inform customers one month prior about falling minimum balance: RBI

The apex bank of the country has recently instructed the banks that they must inform the customers one month prior about the fall in minimum balance. RBI has asked the banks that the charges will be charged only to the extent of shortfall in such balances.

RBI clearly stated that banks if the customer fails to maintain the average minimum balance or monthly balance as per specified by the bank, then bank must inform...

Posted 11:36:35 AM Complete Story | Post Comment | Read Comments(0)

Friday, November 21
100th Branch of standard chartered bank in UP

Foreign lending institution of the country – Standard chartered bank has launched its 100th Branch in the country. The bank has opened the 100th branch in UP- Bareilly. This is the first foreign bank to set up 100 branches in the country.

The branch will offer the gamut of products including savings products, current and term deposit products and no-frills accounts. The bank's other branches in the country's most populous state are at Kanpur,...

Posted 11:30:16 AM Complete Story | Post Comment | Read Comments(0)

Thursday, November 20
New branch of SBP bank in Mumbai

An associate bank of the state bank of India – State bank of Patiala launched new branch in Mumbai. The branch is launched in Mumbai near Bandra Kurla Complex. The managing director of the bank – SA Ramesh Rangan inaugurated the branch. To fulfill the requirements of corporate clients the banks has introduced this new commercial branch.

...
Posted 11:26:58 AM Complete Story | Post Comment | Read Comments(0)

Thursday, November 20
New cash withdrawal and deposit facility rolled out by Axis bank

Recently Axis bank rolled out a new facility for its customers making banking easier. The Axis bank has launched smart self-service terminal through which customers can deposit and withdraw the cash from the same machine.

This is new innovative measure introduced by the bank without any restriction on the amount of cash deposited by the customers provided the customer’s PAN details must be available with the bank. It has been reported by the bank...

Posted 11:23:31 AM Complete Story | Post Comment | Read Comments(0)

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