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Introduction |
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Turning your dream into reality is now easy. Own your favourite car that you have always dreamt with attractive features of ICICI Bank Car Loans. We offer car loans for New Car, Pre-Owned car and even a loan against car. |
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Highlights |
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New Car |
Used Car |
Loan Type |
Term Loan |
Term Loan |
Ex-Showroom/On Road |
Ex-Showroom |
Ex-Showroom |
Loan Amount |
Loan is available for a minimum of Rs 1 lakh. Loan up to 100% of ex-showroom price
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Loan up to 100% of ex-showroom price
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Tenure |
Min. - 12 months.
Max. - 84 months.
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Min. - 12 months.
Max. - 84 months.
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Interest Rate |
12.5 % |
17 % |
Time to Process Loan |
7 days |
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Preferred Manufacturers |
Chevrolet, FIAT, Ford, GENERAL MOTORS INDIA, HINDUSTAN MOTORS, Honda, Hyundai, Mahindra, Maruti, Mercedes-Benz, Mitsubishi, Nissan, Reva, SAN Engineering, Skoda, Tata Motors, Toyota |
Bajaj, Chevrolet, FIAT, Ford, GENERAL MOTORS INDIA, Hero Honda, HINDUSTAN MOTORS, Honda, Hyundai, Indus, Kinetic, Mahindra, Maruti Suzuki, Mercedes Benz, Mitsubishi, Nissan, Reva, Royal Enfield, SAN Engineering, Skoda, Suzuki, Tata Motors, Toyota, TVS, Yamaha |
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Processing Fees
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Slab |
Processing Fee |
Origination Charges |
Rs 250000 - Rs 499999 |
Rs 4000 |
0.1 % |
Rs 500000 - Rs 1000000 |
Rs 2500 |
0.1 % |
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Fees & charges
Fees & charges
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New Car |
Used Car |
Cheque Bouncing Charges |
400 Rs |
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Stamp Duty |
As Per Actuals |
As Per Actuals |
Late Payment Penalty |
2 % |
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Pre-Payment Charges |
5 % |
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Cheque Swapping Charges |
450 Rs |
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Statement Charges |
500 Rs/Statement |
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Duplicate Repayment Schedule Charges |
500 Rs |
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Legal, Repossession and Incidental Charges |
As Per Actuals |
As Per Actuals |
Duplicate No Due Certificate / NOC Charges |
500 Rs |
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Changing Floating to Fixed rate of interest Charges |
1.75 % |
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Special Offers
Special Privileges |
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New Car |
Attractive deals from associated car dealers
Insurance cover for Loan Liability available, repayable along with EMI
Zero Pre-payment charges under 'MultiAdvantage Car Loans' product |
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Eligibility Criteria
Eligibility Criteria
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Salaried
Salaried:
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Income |
Rs 8000 |
Age |
Min.: 21 Yrs. Max.: 58 Yrs. |
Current Employment Years |
1 Yrs. |
Total Employment Years |
2 Yrs. |
Documents Required: |
ID Proof |
Yes |
Residence Proof |
Yes |
Income Proof |
Yes |
Telephone |
Yes |
Photograph |
Yes |
Bank Statement |
Yes |
Signature Proof |
Yes |
Post Sanction |
Loan Agreement duly signed along with RTO set Post Dated Cheques (PDCs) / ECS form / Standing Instruction (SI) request Margin money receipt. |
Waivers |
Salary A/C Scheme: All customers having their Salary A/c with UTI Bank since the past 3 months and above will qualify under this scheme~30 times Average Net Salary Credited during last 3 months~Special Benefits~100% Waiver of Processing Fees~Waiver of Salary Slips & Bank Statements~All other documentation and terms of the loan will remain the same.~All of the above is subject to terms and conditions. |
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Self Employed
Self Employed:
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Income |
Rs 15555 |
Age |
Min.: 22 Yrs. Max.: 50 Yrs. |
Current Employment Years |
1 Yrs. |
Total Employment Years |
3 Yrs. |
Documents Required: |
ID Proof |
Yes |
Residence Proof |
Yes |
Income Proof |
Yes |
Telephone |
No |
Photograph |
Yes |
Bank Statement |
Yes |
Signature Proof |
No |
Post Sanction |
Loan Agreement duly signed along with RTO set Post Dated Cheques (PDCs) / ECS form / Standing Instruction (SI) request Margin money receipt. |
Waivers |
Salary A/C Scheme: All customers having their Salary A/c with UTI Bank since the past 3 months and above will qualify under this scheme~30 times Average Net Salary Credited during last 3 months~Special Benefits~100% Waiver of Processing Fees~Waiver of Salary Slips & Bank Statements~All other documentation and terms of the loan will remain the same.~All of the above is subject to terms and conditions |
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