| THE HP State Co-operative Bank Ltd. Car Loan |
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| Introduction |
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| The bank offers a wide range of products to meet the diverse needs of people. It offers loans for purchase of vehicles only for personal use. |
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| Highlights |
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New Car |
Used Car |
| Loan Type |
Term Loan |
Term Loan |
| Ex-Showroom/On Road |
On Road |
On Road |
| Loan Amount |
Maximum loan amount is Rs. 3.50 lacs per employee, per vehicle, but in exceptional cases loans up to Rs. 6.00 lacs can be considered.
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Maximum loan limit is Rs. 3.50 lacs per employee, per vehicle, but in exceptional cases loans up to Rs. 6.00 lacs can be considered.
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| Tenure |
Min. - 60 months.
Max. - 180 months.
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Min. - 12 months.
Max. - 180 months.
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| Interest Rate |
11.5 % |
13.5 % |
| Preferred Manufacturers |
Chevrolet, FIAT, Ford, GENERAL MOTORS INDIA, HINDUSTAN MOTORS, Honda, Hyundai, Mahindra, Maruti, Mercedes-Benz, Mitsubishi, Nissan, Reva, SAN Engineering, Skoda, Tata Motors, Toyota |
Bajaj, Chevrolet, FIAT, Ford, GENERAL MOTORS INDIA, Hero Honda, HINDUSTAN MOTORS, Honda, Hyundai, Indus, Kinetic, Mahindra, Maruti Suzuki, Mercedes Benz, Mitsubishi, Nissan, Reva, Royal Enfield, SAN Engineering, Skoda, Suzuki, Tata Motors, Toyota, TVS, Yamaha |
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 Fees & charges
Fees & charges
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New Car |
Used Car |
| Stamp Duty |
As Per Actuals |
As Per Actuals |
| Legal, Repossession and Incidental Charges |
As Per Actuals |
As Per Actuals |
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| Comment on Charges |
margin- 10% |
margin- 10% |
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