|
|
| COMPARE : CAR LOANS |
|
|
|
|
| The Saraswat Coop Bank Ltd Car Loan |
|
|
| Introduction |
|
| The bank gives loans for new cars but minimum loan amount is Rs 3 lakh. |
|
|
|
|
| Highlights |
|
| |
New Car |
Used Car |
| Loan Type |
Term Loan |
|
| Ex-Showroom/On Road |
On Road |
|
| Loan Amount |
maximum loan loan up to rs 100 lacs
a)Premium mid segment cars – 80% of Ex- showroom cost, insurance & registration charges or for small cars – 90% of Ex- showroom cost, insurance & registration charges.
|
|
| Tenure |
Min. - 12 months.
Max. - 84 months.
|
|
| Interest Rate |
12 % |
|
| Preferred Manufacturers |
Chevrolet, FIAT, Ford, GENERAL MOTORS INDIA, HINDUSTAN MOTORS, Honda, Hyundai, Mahindra, Maruti, Mercedes-Benz, Mitsubishi, Nissan, Reva, SAN Engineering, Skoda, Tata Motors, Toyota |
|
|
|
 Fees & charges
Fees & charges
|
|
| |
New Car |
Used Car |
| Stamp Duty |
As Per Actuals |
|
| Pre-Payment Charges |
0.5 % |
|
| Legal, Repossession and Incidental Charges |
As Per Actuals |
|
|
| Comment on Charges |
Processing Fees-0.5% |
|
|
|
|
Application Process
|
Application Process |
|
|
Documents required:
·Proforma Invoice of the dealer
Photograph, residence proof of the Applicant and Guarantors
In case of salaried person, salary slip for last 3 months or bank statement for last 6 months
·In case of businessman, last 2 years profit & loss and balance sheet and bank statement of business account for last 6 months. |
|
|
|
|
|
|
Show All Auto Loans
|
|
|
|
|
|
Twitter