COMPARE : EDUCATION LOANS
Punjab & Sind Bank Education Loan
Introduction
Punjab & sind bank provides education loan for pursuing higher studies in India and abroad.
Highlights
  Study Abroad Study India
Course Graduation Graduation
Loan Type Term Loan Term Loan
Loan Purpose Loan provided for Graduation: For job oriented professional/technical courses offered by reputed universities
Post Graduation : MCA,MBA,MS etc.
Courses conducted CIMA-London, CPA in USA etc.
Diploma courses of reputed / recognized foreign Institutes/ Universities.
Regular Degree / Diploma courses of Aeronautical & Shipping of institutes recognized by the competent local aviation / shipping authority.
Loan is given for Graduation courses : B.A. B.Com, B.Sc., etc.
Post Graduation courses : Masters & Phd.
Professional Courses: Engg. , Medical, Agriculture , Veterinary, Law ,Dental, Management , Computer etc.
Computer certificate courses of reputed institutes accredited to Deptt. of electronics or institutes affliated to university.
Courses like ICWA , CA , CFA etc.
Courses conducted by IIM, IIT, IISc , XLRI, NIFT, etc.
Courses offered in India by reputed foreign universities
Evening courses of approved institutes
Other courses leading to diploma / degree etc. conducted by colleges/ universities approved by UGC/ Govt/ AICTE /AIBMS/ ICMR etc.
Other courses leading to diploma / degree etc. conducted by colleges/ universities approved by UGC/ Govt/ AICTE /AIBMS/ ICMR etc.
Courses offered by National Institutes and other reputed private institutions
Nursing Course / Teacher Training Courses / B.Ed. will be eligible for education loan provided the training institutions are approved either by the Central Govt. or by State Govt. and such courses should lead to Degree or Diploma course and not to only certification course . The fees to be considered for the purpose should be the fees structure as stipulated in Central / State Govt. colleges .
Skill Development Study Courses :
Regular Degree / Diploma courses of Aeronautical & Shipping of institutes recognized by the competent local aviation / shipping authority ( In India as well as abroad ) .
Recognized courses for Commercial Pilots/Air Hostesses, however care should be taken that the course should be provided by the approved & Institute of repute.
Select Vocational training and Skill development study courses ( Full time as well as part time ) are eligible provided the courses are offered by recognized and well reputed institutions.
ZM to designate one or two suitable branches for these courses.
Loan Amount Repayment:
For loans upto Rs. 7.5 lakhs : upto 10 years

For loans above Rs. 7.5 lakhs : upto 15 years
Repayment:
For loans upto Rs. 7.5 lakhs : upto 10 years

For loans above Rs. 7.5 lakhs : upto 15 years
Margin Money Upto Rs. 4.00 lac. - NIL
Above Rs. 4.00 lac - 15%
Upto Rs. 4.00 lac: NIL
Above Rs. 4.00 lac: 5%
Tenure Min. - 5 Yrs.
Max. - 7 Yrs.
Min. - 5 Yrs.
Max. - 7 Yrs.
Interest Rate loan up to 4 lacs - 13.25%
loan above 4 lacs and up to 10.00 lacs - 13.50%
loan above 10.00 lacs and up to 20.00 lacs - 12.75%
loan up to 4 lacs - 13.25%
loan above 4 lacs and up to 10.00 lacs - 13.50%
loan above 10.00 lacs and up to 20.00 lacs - 12.50%
 Fees & charges
 Security
 Terms & Conditions
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