State Bank of Bikaner and Jaipur provides education loans to help meritorious and needy students to obtain higher education in India and abroad. It gives loans at low interest rates, with easy repayment options, and with total transparency.
Highlights
Study Abroad
Study India
Course
Graduation
Graduation
Loan Type
Term Loan
Term Loan
Loan Amount
Repayment:
For loans up to Rs 7.5lakhs. - up to 10 years.
For loans above Rs 7.5 lakhs - upto 15.years.
Max. loan amount is Rs. 10.00 lacs
For Study in prime institutions the max. loan amount is Rs. 15.00 Lacs
Margin Money
Upto Rs. 4.00 lacs: Nil
Above Rs. 4.00 lacs : 15%
Upto Rs. 4.00 lacs: NIL
Above Rs. 4.00 lacs 5%
Tenure
Min. - 1 Yrs.
Max. - 7 Yrs.
Min. - 1 Yrs.
Max. - 7 Yrs.
Interest Rate
For regular loans
Up to 4.00 lacs 13.25%
Above 4.00 lacs 13%
For Loans to study in Prime Institutions: 12.25%
0.50% concession for the girls
For regular loans
Up to 4.00 lacs 13.25%
Above 4.00 lacs 13%
For Loans to study in Prime Institutions: 12.25%
Fees & charges
Fees & charges
Study Abroad
Study India
Security
Security
Upto Rs 4.00 lacs: NIL
Above Rs 4.00 lacs - Rs 7.50 lacs: Third party guarantee
Above Rs 7.50 lacs: Equitable mortgage of landed property or other tangible security .
Terms & Conditions
Terms & Conditions
Repayment 60-84 EMI after moratorium
Moratorium: max. Upto 12 months after completion of course or 6 months after getting employment