A place that gives you a sense of belonging is your home. Bank of Rajasthan helps you in owning your home by giving a home loan. The home loan offered by the bank can be taken to purchase ready made house / flat or a land. The loan can also be availed for construction purposes or repair/renovation work. The bank charges 20% margin on daily reducing balance basis. The repayment period under the loan is maximum 20 years including moratorium period or up to the age of 65 years or the remaining service period whichever is earlier. Further if you have taken loan from any other approved financial institutions you can take this loan for the repayment of the earlier loan.
Highlights
Interest Rate
0%
Loan Amount
Min. - Rs 100000
Max. - Rs 10000000
Time to Process Loan
7 days
Interest Rates
Tenure
Interest Type
Interest Rate
Offer
15 - 20 Yrs.
Fixed
9.5 %
10 - 15 Yrs.
Fixed
9.5 %
5 - 10 Yrs.
Fixed
9.5 %
1 - 5 Yrs.
Fixed
9.5 %
1 - 5 Yrs.
Floating
8 %
5 - 10 Yrs.
Floating
8 %
10 - 15 Yrs.
Floating
8 %
15 - 20 Yrs.
Floating
8 %
Fees & charges
Fees & charges
Processing Fee
1 %
Pre-Payment Charges
2 %
Security
Security
Equitable Mortgage of property to be purchased out of loan.
Bappi Patta (original) along with fee deposit receipt at Gram Panchayat will be acceptable as security for loan
Terms & Conditions
Terms & Conditions
Purchase of ready built House/Flat, Land and construction thereon
Repairs and Renovation Shifting / take over of loan.