The Lakshmi Vilas Bank Limited Home Loan : Rupee Times

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The Lakshmi Vilas Bank Limited Home Loan

Introduction

The bank provides loans for purposes like
Construction of a new house/flat.
• Purchase of a new house /flat constructed by a reputed promoter/contractor.
• Additional construction or alterations carried out by the owners of the houses.
• Repairs done by owners of the houses.
• Purchase of old houses
• Purchase of approved plots

Highlights

Interest Rate	0%
Loan Amount	25% of the purchase consideration in the case of purchase of old houses/approved plots 20% of the project cost in the case of loans for construction/purchase of new house/flat
Tenure	Min. - 1 Yrs.

Interest Rates

Tenure	Interest Type	Interest Rate	Offer
5 - 20 Yrs.	Floating	13.25 %	Regular (Loans of above Rs.30.00 lacs: Loans repayable in 5 years: Base Rate + 1.75% (PER: 13.0% p.a.) Loans repayable in 5 to 20 years: Base Rate + 2% (PER: 13.25% p.a.))
1 - 5 Yrs.	Floating	12.75 %	Regular (Loans of up to Rs.30.00 lacs: Loans repayable in 5 years: Base Rate + 1.50% (PER: 12.75% p.a.) Loans repayable in 5 to 20 years: Base Rate + 1.75% (PER: 13.0% p.a.))

Fees & charges

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The Lakshmi Vilas Bank Limited Products
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