Terms & Conditions
(A) : For Employees of Govt./ Semi Govt., Reputed Companies.
1 : Applicant must be permanent employee.
2 : Should submit - salary certificate,undertaking letter to employer to deduct & send the monthly installment.
3 : I.T. return copy.
4 : Maximum take Loan salary should be 50% after deducting housing loan installment
(B) : For Businessmen or Traders or Professionals & Self Employed.
1 : Income proof for last three years i.e.audited Balance sheet or I.T. return.
(C) : For Farmers
1 : Income proof for last three years.
(D) : Latest Prosperity card, approved plan, estimate, construction permission, registered agreement to sale, source of margin money, N.A. order etc.
(E) : One acceptable guarantor.