*For purchase/construction / extension/ repairs /renovations/furnishing of residential house / flat including the purchase of land and construction thereon.
*Supplementary finance to complete the project financed by the employer.
*Takeover of the Housing Loan from other Banks/Housing Finance Companies, Housing Boards.
*Purchase/take-on of long term lease (min. 10 yrs) of house/flat from Govt. Bodies/PSUs (unexpired lease period should exceed at least 5 years than repayment period of loan).
*For purchase/construction of 2nd house/flat.
15% of the Project Cost if the loan amount does not exceed Rs. 25 lac and 20% of the project cost if loan amount exceeds Rs.25 lac