Centurian Bank of Punjab has merged with HDFC Bank. Please refer to the HDFC bank pages for current information.
Highlights
Salaried
Self Employed
Loan Type
Term Loan
Term Loan
Loan Amount
Up to 2.50% of the loan amount subject to a minimum of Rs. 1,000/- & Maximum of Rs. 25000/- for Salaried Customers and Rs. 75000/- for Self Employed Customers.
Up to 2.50% of the loan amount subject to a minimum of Rs. 1,000/- & Maximum of Rs. 25000/- for Salaried Customers and Rs. 75000/- for Self Employed Customers.
Tenure
Min. - 12 months.
Max. - 24 months.
Min. - 12 months.
Max. - 36 months.
Interest Rate
Min. - 15.75 %
Max. - 22.75 %
Min. - 17.5 %
Max. - 22 %
Time to Process Loan
7 days
7 days
Fees & charges
Fees & charges
Salaried
Self Employed
Cheque Bouncing Charges
450 Rs
450 Rs
Comment on Charges
Charges for late payment of EMI 24% per annum on amount outstanding from date of default
Charges for late payment of EMI 24% per annum on amount outstanding from date of default