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| COMPARE : PERSONAL LOAN |
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| Punjab National Bank Personal Loan |
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| Introduction |
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| PNB gives personal loan to all permanent defence personnel including officials of Military Station Headquarters, BSF, CRPF, CISF, ITBP, permanent central / state govt employees, etc to meet all types of personal needs. Loan can be repaid in 60 EMIs or remaining period of services, whichever is earlier but in case of army jawans and defence personals the tenure is of 36 EMIs or remaining period of stay at the particular posting, which ever is lower. |
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| Highlights |
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Salaried |
Self Employed |
| Loan Scheme |
PNB Personal loan |
PNB Personal loan |
| Loan Type |
Term Loan / Over Draft |
Term Loan / Over Draft |
| Loan Amount |
Min. - Rs 50000
Max. - Rs 500000
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Min. - Rs 50000
Max. - Rs 400000
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| Tenure |
Min. - 12 months.
Max. - 60 months.
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Min. - 12 months.
Max. - 60 months.
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| Interest Rate |
Min. - 15.25 %
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Min. - 15.25 %
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 Fees & charges
Fees & charges
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Salaried |
Self Employed |
| Processing Fee |
1.8 % |
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| Documentation Charges |
450 Rs |
450 Rs |
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| Comment on Charges |
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Upfront Fee
1.8% of the loan amount + Service Tax & Education Cess |
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Eligibility Criteria
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Eligibility Criteria
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Salaried
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Salaried:
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| Monthly Income |
Rs 7000
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| Age |
Min.: 21 Yrs. Max.: 58 Yrs. |
| Documents Required: |
| ID Proof |
Yes |
| Residence Proof |
Yes |
| Income Proof |
Yes |
| Telephone |
No |
| Photograph |
Yes |
| Bank Statement |
Yes |
| Signature Proof |
Yes |
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Self Employed
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Self Employed:
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| Monthly Income |
Rs 7000
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| Age |
Min.: 21 Yrs. Max.: 65 Yrs. |
| Documents Required: |
| ID Proof |
Yes |
| Residence Proof |
Yes |
| Income Proof |
Yes |
| Telephone |
No |
| Photograph |
Yes |
| Bank Statement |
Yes |
| Signature Proof |
Yes |
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Security
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Security |
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Suitable guarantee acceptable to the Bank. |
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Terms & Conditions
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Terms & Conditions |
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For employees whose salary is being disbursed through our branches and employees under check-off facility 13.25% p.a. For others having annual income of Minimum Rs.3.00 lac 14.25% p.a. |
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Show All Personal Loans
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