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| COMPARE : PERSONAL LOAN |
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| Rupee Co-op. Bank Ltd. Personal Loan |
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| Introduction |
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The bank provides the loan under the scheme name smart loan for General purposes i.e. Marriage, Education, Medical Treatment, Foreign Travel)
•Business Purpose |
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| Highlights |
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Salaried |
Self Employed |
| Loan Scheme |
Smart Loan |
Smart Loan |
| Loan Type |
Term Loan |
Term Loan |
| Loan Amount |
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Max. - Rs 5000000
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| Tenure |
Min. - 12 months.
Max. - 60 months.
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Min. - 12 months.
Max. - 60 months.
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| Interest Rate |
Min. - 11.5 %
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Min. - 11.5 %
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 Fees & charges
Fees & charges
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Salaried |
Self Employed |
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| Comment on Charges |
Margin - 25% |
Margin - 25% |
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Security
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Security |
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Continuing of the present Mortgage of the immovable property necessarily Registered Mortgage with the required amendments as would be advised by our legal adviser.
One Guarantor having satisfactory Networth (atleast equal to loan required) and having good reputation. |
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Terms & Conditions
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Terms & Conditions |
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The existing loan account will not be pre-maturely closed. The said can be done only in case of borrower's death. The additional finance will be sanctioned & disbursed as a separate new account. |
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