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| COMPARE : PERSONAL LOAN |
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| Standard Chartered Bank Personal Loan |
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| Introduction |
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| Standard Chartered Bank extends personal loans to those who need cash for expanding business, designing the dream home, giving children the best education, or taking that dream vacation with your loved ones. It also gives exciting schemes, easy repayment options and competitive interest rates for a hassle-free experience. |
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| Highlights |
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Salaried |
Self Employed |
| Loan Scheme |
Standard Chartered Personal Loan |
Standard Chartered Personal Loan |
| Loan Type |
Term Loan |
Term Loan |
| Loan Amount |
Min. - Rs 50000
Max. - Rs 3000000
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Min. - Rs 50000
Max. - Rs 1000000
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| Tenure |
Min. - 12 months.
Max. - 60 months.
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Min. - 12 months.
Max. - 60 months.
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| Interest Rate |
Min. - 19 %
Max. - 22 %
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Min. - 19 %
Max. - 22 %
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| Time to Process Loan |
4 days |
4 days |
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 Fees & charges
Fees & charges
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Salaried |
Self Employed |
| Processing Fee |
3 % |
3 % |
| Cheque Bouncing Charges |
500 Rs |
500 Rs |
| Pre-Payment Charges |
5 % |
5 % |
| Cheque Swapping Charges |
500 Rs |
500 Rs |
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Eligibility Criteria
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Eligibility Criteria
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Salaried
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Salaried:
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| Monthly Income |
Rs 11000
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| Age |
Min.: 21 Yrs. Max.: 58 Yrs. |
| Documents Required: |
| ID Proof |
Yes |
| Residence Proof |
Yes |
| Income Proof |
Yes |
| Telephone |
No |
| Photograph |
Yes |
| Bank Statement |
Yes |
| Signature Proof |
Yes |
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Self Employed
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Self Employed:
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| Monthly Income |
Personal loans are available to Self Employed Individuals filing IT Returns of Rs 1,00,000 for 2 years and Self Employed Professionals filing IT Returns of Rs 75,000 for 2 years
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| Age |
Min.: 21 Yrs. Max.: 65 Yrs. |
| Documents Required: |
| ID Proof |
Yes |
| Residence Proof |
Yes |
| Income Proof |
Yes |
| Telephone |
No |
| Photograph |
Yes |
| Bank Statement |
Yes |
| Signature Proof |
Yes |
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Security
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Security |
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No Securities, Collaterals and Guarantors required. |
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Show All Personal Loans
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