State Bank of Bikaner and Jaipur has designed various schemes under personal loan to cater various needs of the people. Bank gives loan for general purpose to meet various expenses. The loan amount limit is minimum of Rs 50,000 and maximum Rs 15.00 lac subject to NMI of up to Rs.20, 000/- Rs.2.50 lac. Bank has specified more categories under this. Bank charges processing fee of 1% of loan amount.
Highlights
Salaried
Self Employed
Loan Scheme
Personal Loan
Personal Loan
Loan Type
Term Loan
Term Loan
Loan Amount
15% rate of interest where check off facility is available.
Min. - Rs 50000
Max. - Rs 1500000
Tenure
Min. - 12 months.
Max. - 60 months.
Min. - 12 months.
Max. - 60 months.
Interest Rate
Min. - 15 %
Min. - 15 %
Time to Process Loan
7 days
Fees & charges
Fees & charges
Salaried
Self Employed
Processing Fee
1 %
1 %
Terms & Conditions
Terms & Conditions
The loan scheme has Check off facility / Post Dated Cheques requirement.