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| COMPARE : PERSONAL LOAN |
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| State Bank of Travancore Personal Loan |
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| Introduction |
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| State Bank of Travancore provides personal loans to meet your short term funds / financial needs for various purchases/emergent requirements such as marriage, family functions, travel, education, expensive medical treatment, operation etc. |
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| Highlights |
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Salaried |
Self Employed |
| Loan Scheme |
SBT Personal Loan |
SBT Personal Loan |
| Loan Type |
Term Loan |
Term Loan |
| Loan Amount |
12 TIMES OF NET MONTHLY INCOME WITH A MAXIMUM LOAN OF Rs.4,00,000/-
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3 TIMES OF NET MONTHLY INCOME WITH A MAXIMUM LOAN OF Rs. 2,00,000/-
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| Tenure |
Min. - 12 months.
Max. - 60 months.
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Min. - 6 months.
Max. - 60 months.
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| Interest Rate |
Min. - 13.75 %
Max. - 14 %
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Min. - 13.75 %
Max. - 14 %
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| Time to Process Loan |
7 days |
7 days |
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 Fees & charges
Fees & charges
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Salaried |
Self Employed |
| Processing Fee |
1 % |
1 % |
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Security
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Security |
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Primary :
- Monthly salary to be credited to the savings bank account and standing instruction for auto debit to EMI to the loan account.
- For overdraft the borrower can transfer the instalments from Savings Bank account or submit an application to the salary disbursing authority for remitting the salary to overdraft.
- Not allowed to change the salary account to another bank without the bank's consent.
Guarantee :
- Personal guarantee of the spouse/ nominee for retirement.
- Employee of the same organization, or any other person acceptable to bank as guarantor. |
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Show All Personal Loans
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