Vijaya bank V-cash is a personal loan scheme designed to meet short term credit needs of individuals / working women / pensioners / senior citizens. You can take loan for meeting your unforeseen requirements, medical expenses, marriage function, etc.
Highlights
Salaried
Self Employed
Loan Scheme
V Cash
V Cash
Loan Type
Term Loan
Term Loan
Loan Amount
pensioners maximum get 100000
pensioners maximum get 1 lakh
Tenure
Min. - 12 months.
Max. - 60 months.
Min. - 12 months.
Max. - 60 months.
Interest Rate
Min. - 14.3 %
Min. - 14.3 %
Time to Process Loan
7 days
7 days
Fees & charges
Fees & charges
Salaried
Self Employed
Pre-Payment Charges
1.13 %
Comment on Charges
Processing fee
Maximum of Rs.2,000/- (plus applicable service tax).
processing fee rs 2000/-
Security
Security
Suitable guarantor with good net worth acceptable to the Bank
Terms & Conditions
Terms & Conditions
Suitable guarantor with good net worth acceptable to the Bank. However spouse should be invariably taken as guarantor unless either of them is not alive or legally separated. In the latter case, the guarantor of adult children or third party acceptable to the bank shall be obtained.