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| COMPARE : PERSONAL LOAN |
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| Vijaya Bank Personal Loan |
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| Introduction |
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| Vijaya bank V-cash is a personal loan scheme designed to meet short term credit needs of individuals / working women / pensioners / senior citizens. You can take loan for meeting your unforeseen requirements, medical expenses, marriage function, etc. |
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| Highlights |
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Salaried |
Self Employed |
| Loan Scheme |
V Cash |
V Cash |
| Loan Type |
Term Loan |
Term Loan |
| Loan Amount |
pensioners maximum get 100000
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pensioners maximum get 1 lakh
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| Tenure |
Min. - 12 months.
Max. - 60 months.
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Min. - 12 months.
Max. - 60 months.
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| Interest Rate |
Min. - 14.3 %
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Min. - 14.3 %
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| Time to Process Loan |
7 days |
7 days |
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 Fees & charges
Fees & charges
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Salaried |
Self Employed |
| Pre-Payment Charges |
1.13 % |
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| Comment on Charges |
Processing fee
Maximum of Rs.2,000/- (plus applicable service tax). |
processing fee rs 2000/- |
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Security
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Security |
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Suitable guarantor with good net worth acceptable to the Bank |
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Terms & Conditions
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Terms & Conditions |
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Suitable guarantor with good net worth acceptable to the Bank. However spouse should be invariably taken as guarantor unless either of them is not alive or legally separated. In the latter case, the guarantor of adult children or third party acceptable to the bank shall be obtained. |
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Show All Personal Loans
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