| Dhanlaxmi Bank Saving Accounts |
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Dhanlaxmi bank offers a range of savings account keeping in mind the needs of customers from various section of society. The range includes – Dhanam Supreme, Dhanam Simple, Dhanam Tax Advantage, Dhanam Salary and Dhanam Platinum.
Dhanam Supreme allows you to be free from the worry of carrying cash as it enables the encashment of cheques at par at all its CBS branches across the country. You get inter branch fund transfer facility, demand draft facility, etc.
Dhanam Simple is a NO FRILL savings account. Account can be opened by individuals, singly or jointly. Number of withdrawals is restricted to three in a month and no cheques are issued.
Dhanam Tax Advantage- under this account the rate of interest is 8.50 per annum, Tax exemption under Section 80 C is up to Rs.1 lakh per year, etc.
Dhanam Salary, a savings account for the employees of corporates, firms and other organizations. Under this account the employees are offered a package of facilities free of cost which increases the value of their salary.
In a Dhanam Platinum savings account bank offers special facilities, to avail these facilities you have to maintain a quarterly average balance of Rs 25,000/-. |
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- This account comes with sweep-on and sweep-out option.
- With this account the account holder will get Gold Debit Card with access at Dhanlaxmi and its partner bank ATMs.
- Account holder will get one 1 At Par cheque book per quarter and 5 free Demand Drafts at bank location and also at corresponding bank location per month.
- Account holder gets the freedom to deposit or withdraw upto Rs. 2 lac per day at non-base branch.
- Free 2 Outstation Cheque Collection per month.
- The account holder also gets to enjoy Free Anywhere Banking and Door Step Banking.
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- With this account, the account holder can enjoy Anywhere Anytime Banking.
- Along with this account comes Free International VISA Debit Card.
- Facilities like Internet Banking, Mobile Banking, Phone Banking and NEFT/RTGS are also available with this account.
- Account holder is also entitled to enjoy free Demand Draft and Pay Orders, Free Outstation Cheque Collection Facility and Free Payable At Par cheque book with this account.
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- This account can be maintained at a minimum balance of Rs. 5000 per month.
- The account holder can enjoy sweep-in/sweep out facility wit this account.
- This account also provides the facility of a term deposit along with the flexibility and convenience of a savings bank account.
- Account holder will get free cheque book with the savings account or a certificate of deposit account.
- The minimum remittance amount from the fixed deposit is Rs. 500 and the minimum amount that an be withdrawn through cheque is Rs. 500, rounded off to the nearest 100.
- No interest will be paid if the account is closed within 15 days of investment.
- Account holder will also get Classic Debit Card with the account and can also avail the facilities like Internet Banking, Mobile Banking, Phone Banking and NEFT/RTGS.
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- This account can be maintained at zero minimum balance.
- With this account a debit card will be issued with access at Dhanlaxmi Bank and partner bank ATMs.
- Account holder can also enjoy the facility of Anywhere Banking with unlimited non-cash transactions.
- 5 cash transactions are allowed free of cost with this account.
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- The account holder is allowed to make cash transactions upto Rs. 1 lac per day at non base branches.
- With this account a person can make 10 NEFT as well as 10 RTGS transactions, free of cost.
- Account holder is entitled to draw 3 DDs at base branch and 2 DDs at corresponding bank locations and also 3 Pay Orders per month for free.
- With this account the account holder can get 1 'At Par' cheque book per quarter.
- Along with this account Gold Debit Card will be issued with access at Dhanlaxmi as well as corresponding bank ATMs.
- Along with that the account holder can also enjoy Free Door-Step Banking and Free Anywhere Banking Facility.
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- This salary account can be maintained at zero minimum balance.
- The account holder is entitled for 2 Outstation cheque collection, 2 DDs drawn at bank location and 2 at corresponding bank location per month for free.
- With this account a Classic debit card and 1 payable 'At Par' cheque book per quarter will be issued.
- Other facilities including Free Anywhere Banking and Door Step Banking facility are also offered with this account.
- The account holder can enjoy 5 NEFT as well as RTGS transactions from branch per month for free.
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- The minimum average monthly account balance required to maintain this account is Rs. 1000.
- Classic Debit Card will be issued with this account for free with access to Dhanlaxmi Bank and Partner bank ATMs.
- Other facilities offered with this account is Door Step Banking and Free Anywhere Banking with unlimited non cash transactions.
- Account holder is also entitled to enjoy facilities like Internet Banking, Mobile Banking, Phone Banking and NEFT/RTGS.
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Free Anywhere Banking - unlimited non-cash transactions
5 Cash transactions free per month
AVG Monthly balance - nil
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average monthly balance Rs 17000
Free unlimited cash deposit at Home branch
Free cash deposit/withdrawal at non base branch up to 100000/Day
Free 3 DD/Month
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Free unlimited cash deposit at Home branch
Free cash deposit/withdrawal at non base branch up to 100000/Day
Free 3 DD/Month
Average monthly balance Rs.10000/-
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Free unlimited cash deposit at Home branch
Free cash deposit/withdrawal at non base branch up to 200000/Day
Free 5 DD/Month
Average monthly balance Rs.25000/-
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Free Insurance Coverage - Accidental Death Insurance cover of Rs.4,00,000/- for 1 year provided for the customers who agree to maintain an AMB of Rs.5000/-.
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