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COMPARE : SAVINGS ACCOUNTS
HDFC Bank Saving Accounts
Regular Savings Account Savings Plus Accounts
SavingsMax Account No Frill Account
Institiutional Saving Account Payroll Account
Classic Salary Account Regular Salary Account
Premium Salary Account Defence Salary Account
No Frills Salary Account Kid's Advantage Account
Pension Saving Bank Account Family Savings Account
Kisan NoFrills Savings Account Kisan Club Savings Account
Women's Savings Account Senior Citizens Account
Basic Savings Bank Deposit Account Limited KYC Account
Savings Max Account
  HDFC Bank : Regular Savings Account
  • Wide network of branches and over thousand ATMs to meet all your banking needs no matter where you are located.
  • Bank conveniently with facilities like NetBanking and MobileBanking- check your account balance, pay utility bills or stop cheque payment, through SMS.
  • Never overspend- Shop using your International Debit Card that reflects the actual balance in your savings account.
  • Personalised cheques with your name printed on each cheque leaf for enhanced security.
  • Take advantage of BillPay, an instant solution to all your frequent utility bill payments. Instruct for payment over the phone or through the Internet.
  • Avail of facilities like Safe Deposit Locker, Sweep-In and Super Saver facility on your account.
  • 3 Free transactions on SBI/Andhra Bank ATMs per month.
  • Free Payable-at-Par chequebook, without any usage charges upto a limit of Rs.50,000/- per month.
  • Free InstaAlerts for all account holders for lifetime of the account.
  • Free Passbook facility available at home branch for account holders (individuals).
  • Free Email Statement facility.

  HDFC Bank : Savings Plus Accounts
  • Wide network of branches and over thousand ATMs to meet all your banking needs no matter where you are located.
  • 2 Free transactions on SBI/Andhra Bank ATMs per month.
  • 3 Free transactions on any other Bank's ATM per month.
  • Free International Debit Card for all account holders for life time of the account.
  • Free Payable at Par (PAP) chequebook without any usage charges upto a limit of 50,000 per month.
  • Free Demand Drafts on HDFC Bank locations, upto a limit of 25,000/- per day.
  • Free BillPay & InstaAlerts for all account holders for lifetime of the account.
  • Free Electronic Funds Transfer facility, NetBanking, PhoneBanking & MobileBanking.
  • Special relationship discount on purchase of Gold Bars.
  • 25%-off on the Locker rental for the 1st year (only).
  • Intercity Banking / Multi-city Banking.,/li>
  • Free Passbook facility available at home branch for account holders (individuals).
  • Free Email Statement facility .

  HDFC Bank : SavingsMax Account
  • Free unlimited transactions: Cash withdrawal and balance enquiry, at all HDFC Bank ATMs & on any other Bank's ATM using your HDFC Bank Debit Card.
  • Free Gold Debit Card for primary account holder for lifetime of the account. Gold Debit Card for other account holders at Rs 250/- p.a.
  • Free Woman's Advantage/International Debit Card for all account holders for lifetime of the account.
  • Free Payable-at-Par (PAP) chequebook, without any usage charges upto a limit of 1 lac per month.
  • Free Demand Drafts on HDFC Bank locations, upto a limit of 50,000/- per day at home branch.
  • Self/Third Party Cash Deposit/Withdrawal at non-home branches, upto Rs 50,000/- per day free. Above Rs 50,000 a charge of Rs 2.90 per thousand on the full amount would be applicable.
  • Optional sweep out facility to transfer extra savings to a Fixed Deposit, at the threshold of Rs.50,000/-. In the event of the balance in SavingsMax account exceeding Rs 50,000/-, the amount in excess of Rs 50,000/- will be swept out in to a Fixed Deposit with a minimum value of Rs 25000/- for a 1year 1day period.
  • Free BillPay & InstaAlerts for all account holders for lifetime of the account.
  • Free Monthly Statement of Account.
  • 50% off on the Locker rental for the 1st year only.
  • Folio maintenance charges on Demat account free for first year.
  • Free National Electronic Funds Transfer facility, NetBanking, PhoneBanking & MobileBanking.
  • Free Passbook facility available at home branch for account holders (individuals).
  • Free Email Statement facility .

  HDFC Bank : No Frill Account
  • Access a wide network of branches and over a thousand ATMs across the country to meet all your banking needs.
  • Bank conveniently with facilities like Free NetBanking and MobileBanking.
  • Use the Free Electronic Funds Transfer (EFT) facility to transfer funds from your HDFC Bank account to an account in another Bank at the locations as specified by RBI.
  • Enjoy Free IVR based PhoneBanking. (Agent assisted calls will be charged)
  • Get Free Quarterly Account Statements.
  • Access your account through a Free ATM Card.
  • Enjoy free Cash Deposits at Branch/ATM.
  • 9 Free Cash withdrawals per Quarter at Branch and HDFC Bank ATMs.
    • This includes 1 Cash withdrawal per month at the Branch and 2 Cash withdrawals per month at HDFC Bank ATMs.
    • Additional ATM Cash withdrawals in the month will be charged Rs. 15/- per transaction. Other transactions like cheque deposit, balance enquiry and mini-statement at the ATMs will be free of charge and without any restrictions.
    • Additional Branch Cash withdrawals in the month will be charged @ Rs.50/- per transaction. Cheque deposits at branches will be free of charge and without any restrictions.
  • International Debit Card available only on request at the branch @ Rs. 100/- p.a. for each applicant.
  • First Chequebook consisting of 25 leaves free and subsequent cheque books to be charged at the rate of Rs 5/- per cheque leaf.
  • Take advantage of BillPay, an instant solution to all your frequent utility bill payments. Instruct for payment over the phone or through the Internet.
  • Enjoy InstaAlerts via e-mails or SMS at nominal charges.
  • Avail facilities like Safe Deposit Locker, Sweep-In and Super Saver on your account.
  • Free Email Statement facility.

  HDFC Bank : Institiutional Saving Account
  • Zero balance account.
  • Payable at Par chequebook facility Free: You can now use your PAP chequebook at any of HDFC Bank locations (through Clearing only) without any charge.
  • Avail of Free Outstation Cheque Collection at HDFC Bank locations across the country.
  • You can also avail of special rates for outstation cheque collection at non-HDFC Bank locations.
  • Enjoy unlimited DDs on HDFC Bank locations Free.
  • Carry out cash transactions at any HDFC Bank branch. Third party cash transactions up to Rs.50,000/ - per day Free.
  • Get monthly account statements Free.
  • Avail special discounts on Foreign exchange transactions.
  • Bank from home using our 24-hour NetBanking & PhoneBanking service.
  • Collect fees, donations online using our Payment Gateway facility.
  • Invest your surplus funds smartly! Get valuable investment advice from our monthly newsletter absolutely Free.

  HDFC Bank : Payroll Account
  • Zero Balance Account.
  • Nil Interest payout on account balance
  • Personal Accident Insurance cover of Rs. 2,00,000/-
  • Free Payroll Debit Card - (max cash withdrawal at ATMs- Rs 15,000/- and Rs 25,000 at shopping avenues)
  • Branch transactions at Rs. 60/- per transaction.
  • Free Net Banking, Phone Banking, Mobile Banking.
  • BillPay facility at Rs 25/- (plus taxes) per qtr. per Customer ID.
  • InstaAlert facility at Rs 25/- (plus taxes) per qtr. per account.
  • Up to 6 free ATM cash withdrawal transactions; thereafter Rs. 30/- per transaction.
  • Six-monthly account statements.
  • Free Monthly email statements (optional).
  • Cheque book issuance @ charge of Rs.5 per leaf (only on request and this is not a standard offering )
  • Free Passbook facility available at home branch for account holders (individuals)

  HDFC Bank : Classic Salary Account
  • Zero Balance Account
  • Free personalised cheque books.
  • Free ATM Card with a withdrawal limit of up to Rs. 10,000/- per day.
  • Free facilities like Net Banking, Phone Banking and Mobile Banking.
  • Free inter-city and inter-branch banking.
  • Half yearly statements.
  • Free Monthly email statements (optional).
  • Billpay facility
  • Free Passbook facility available at home branch for account holders (individuals)

  HDFC Bank : Regular Salary Account
  • No minimum balance required
  • Interest at the applicable savings account rate.
  • Free International Debit card with ATM cash withdrawal limit of up to Rs. 15,000 and Rs. 25,000 (non-cash) at shopping avenues.
  • Free issuance of Demand Drafts up to Rs. 25,000 per instrument, payable at branches within the HDFC Banking network.
  • Free Net Banking, Phone Banking, Mobile Banking.
  • Free Sweep-in facility.
  • Free inter-city/branch banking.
  • Safe Deposit Lockers (subject to availability).
  • Quarterly statements.
  • Free Monthly email statements (optional)
  • Free Payable at Par Chequebook.
  • Preferential rates on loan products offered by the bank.
  • Preferential rates on forex transactions.
  • Billpay facility.
  • Free InstaAlert facility.
  • Free Passbook facility available at home branch for account holders (individuals).

  HDFC Bank : Premium Salary Account
  • Free International Debit Card and Add-on Debit card for life.
  • Free Personal Insurance Accident cover up to Rs. 2,00,000/- on the Debit card.
  • Free Debit card withdrawals - max cash withdrawal at ATMs- Rs 25,000/- and Rs 50,000 (non-cash) at shopping avenues.
  • Preferential rates for Gold and Silver credit cards.
  • Free Demand Drafts up to Rs. 25,000 per instrument, per instrument payable at branches within the HDFC Banking network.
  • Free BillPay and Insta Alert facility.
  • Free Payable at Par Chequebook.
    • Free monthly account statements.
  • Free Monthly email statements (optional).
  • Free ATM transactions on non-HDFC Bank Visa/Cirrus network ATM's.
  • Free Passbook facility available at home branch for account holders (individuals)

  HDFC Bank : Defence Salary Account
  • The Defence Salary Account is a Zero Balance account.
  • Free for life International Debit Card and one add-on Debit Card with no annual fees for the first year.
  • Enjoy facilities like NetBanking, PhoneBanking, MobileBanking, BillPay, ATM facility, inter-city and inter-branch banking.
  • Free Funds Transfer to any other HDFC Bank account in any city/branch and free Demand Drafts up to Rs. 25,000/-.
  • Enjoy preferential rates on Loans Against Shares, New Car Loans and Used Car Loans, Consumer Loans and Personal Loans.
  • Free Payable at Par Chequebook.
  • Enjoy Free InstaAlert Facility.
  • Free Monthly Accounts Statements - Free Monthly email statements (optional).
  • Free Passbook facility available at home branch for account holders (individuals).

  HDFC Bank : No Frills Salary Account


  • Access a wide network of branches and over a thousand ATMs across the country to meet all your banking needs.

  • Bank conveniently with facilities like Free NetBanking and MobileBanking.

  • Use the Free Electronic Funds Transfer (EFT) facility to transfer funds from your HDFC Bank account to an account in another Bank at the locations as specified by RBI.

  • Enjoy Free IVR based PhoneBanking. (Agent assisted calls will be charged*).

  • Get Free Quarterly Account Statements.

  • Free Monthly email statements (optional).

  • Access your account through a Free ATM Card.

  • Enjoy free Cash Deposits at Branch/ATM.

  • Free Cash withdrawals per Month at Branch and HDFC Bank ATMs

    • This includes 1 Cash withdrawal per month at the Branch and 2 Cash withdrawals per month at HDFC Bank ATMs

    • Additional ATM Cash withdrawals in the month will be charged Rs. 15/- per transaction. Other transactions like cheque deposit, balance enquiry and mini-statement at the ATMs will be free of charge and without any restrictions

    • Additional Branch Cash withdrawals in the month will be charged @ Rs.50/- per transaction. Cheque deposits at branches will be free of charge and without any restrictions


  • Free ATM Card for life.

  • International Debit Card available only on request at the branch @ Rs. 100/- p.a. for each applicant.

  • First Chequebook consisting of 25 leaves free and subsequent cheque books to be charged at the rate of Rs 5/- per cheque leaf.

  • Take advantage of BillPay, an instant solution to all your frequent utility bill payments. Instruct for payment over the phone or through the Internet.

  • Enjoy InstaAlerts via e-mails or SMS at nominal charges.

  • Avail facilities like Safe Deposit Locker, Sweep-In and Super Saver on your account.

  • Free Passbook facility available at home branch for account holders (individuals) .

  HDFC Bank : Kid's Advantage Account
  • Builds up savings for your child's future.
  • Automatically increases the balance in your Kids Advantage.
  • Account by transferring a fixed sum from your Savings Account every month.
  • Amounts in excess of Rs. 5,000/- over and above a balance of Rs. 10,000/- gets converted into Fixed Deposits for a specified period in your child's name.
  • Free International Debit Card for your child (above 7 years of age) with a maximum drawing capability of Rs. 2,500/- per day.
  • Free Education Insurance cover of up to Rs. 1,00,000/- for your child with every Kids Advantage Account.
  • Net Banking facility to monitor both, your Savings Account as well as your Kids Advantage Account.
  • Free Funds Transfer between your Savings Account and your Kids Advantage Account.
  • Opt for systematic Investment in Mutual Funds to plan for your childs future.
  • Free InstaAlerts for all account holders for lifetime of the account.
  • Free Passbook facility available at home branch for account holders (individuals).
  • Free Email Statement facility.

  HDFC Bank : Pension Saving Bank Account
    The Pension Saving account is a Zero Balance Account.
  • Timely credit of receivables.
  • Free International Debit Card.
  • Enjoy facilities such as NetBanking, PhoneBanking, BillPay, ATM facility, inter-city and inter-branch banking.
  • Pension Accounts are transferable from one branch/bank to another.
  • The HDFC Bank advantage
    • Pension Accounts are opened immediately after advice, and deliverables reach in time- within the 1st and 5th of the new month (in case of EPFO) and last day of the month (in case of Central Govt. Civil Pensions).
    • Timely communication to the customer on receipt of the PPO.
    • No delays in commencement of pension disbursals (subject to all the stipulated terms/conditions are fulfilled by the pensioner).
    • Dispatch of credit advice containing detailed calculations of the amount credited each month within 10 days of the payment.
    • Timely issue of Form- 16A (by April 15th) for tax deducted at source in the immediately previous financial year.
    • Timely intimation of revisions due to changes in rates of Pension or Dearness Allowance.
    • Immediate action in case family pension devolves to the spouse.

  HDFC Bank : Family Savings Account
  • All account holders can operate their account freely without worrying about their minimum balance.
  • Family members with NRI status can also be part of the group.
  • Get 5 Free Cash withdrawal transactions on SBI ATMs per group per month.
  • Upto 2 free DD's/ MC's on HDFC Bank locations per account per month (max. up to Rs. 25,000/- per instrument per day).
  • Free International Debit Card for all account holders till the account is part of the Family group. (NRO Accounts will be issued only ATM cards).
  • Free BillPay & InstaAlerts facility for all account holders till the account is part of the Family Group.
  • Free Standing Instructions for investment into Mutual Funds.
  • Free OneView to access all your accounts.
  • Free MobileBanking, NetBanking & PhoneBanking.
  • Enjoy a Savings account to Savings acount sweep-in to a nominated account (sweep-in to NRE accounts not permitted from resident / NRO accounts).
  • Payable-at-par facility at a nominal cost for all accounts in the family group. (Available only on request at the branch.)
  • Cash delivery @ Rs. 50/- per delivery. (Available in select cities only).
  • Free Passbook facility available at home branch for account holders (individuals).
  • Free Email statements .

  HDFC Bank : Kisan NoFrills Savings Account
  • Initial Pay-In & AQB requirement = Nil.
  • Free Cash Deposit at ATM / Branch.
  • One Branch Cash Withdrawal Transaction & Two ATM Withdrawal Transactions Free per month.
  • Free Balance Enquiry / Cheque Deposit / Mini Statement transactions on HDFC Bank ATMs.
  • One Cheque book of 25 Leaves free.
  • Free NetBanking , MobileBanking and PhoneBanking.
  • Free Passbook facility available at home branch for account holders (individuals).
  • Free Monthly email statements .

  HDFC Bank : Kisan Club Savings Account
  • Free Personalised Cheque Book.
  • Free PAP Cheque Book (issued only on request).
  • No Cheque Book Charges (issuance charges as per S&F brouchure apply).
  • Free International Debit Card for 1st Year.
  • Free Personal Accident Insurance cover of Rs.2.00 Lacs on Debit Card.
  • Inter Branch Banking.
  • Free PhoneBanking , MobileBanking and NetBanking.
  • Free Passbook facility available at home branch for account holders (individuals).
  • Free Monthly email statements .

  HDFC Bank : Women's Savings Account
    Get a complete banking solution with the Women’s Savings Account, which comes loaded with features catering to your financial, investment and lifestyle needs.
  • Free cash withdrawal and balance enquiry at all HDFC Bank ATMs and non-HDFC Bank domestic ATMs
  • EasyShop Woman's Advantage Debit Card with a host of benefits like: #Re.1 Cashback for every Rs 200/- spent #Personal Accident Death Cover of Rs 2 lacs #Special discount of 4% on purchase of Mudra Gold Bars and 5% discount on Mudra Silver Bars #Transaction limit of Rs. 25,000 per day for cash withdrawal and shopping limit of Rs. 40,000 per day
  • Make the most of the optional MoneyMaximizer (sweep-out) facility to transfer your surplus funds to fixed deposits. If the balance in your Women's Savings Account exceeds/reaches Rs 1,00,000, the amount in excess of Rs 75,000 will be transferred to a fixed deposit for a one year and one day period.
  • Payable at par cheque book - free 25 leaves multi-city cheque book per quarter
  • Free lifetime BillPay & InstaAlerts for all account holders
  • Free quarterly physical account statement
  • Free folio maintenance charges on Demat account for the first year
  • Free NetBanking, PhoneBanking & MobileBanking
  • Free passbook available at home branch for account holders (individuals)
  • Free email statements

  HDFC Bank : Senior Citizens Account
    You will get some exclusive privileges with your Senior Citizens account, just so that you know we care.
  • Shop with pride with your EasyShop International Debit Card, offered free for life to the primary account holder. You can spend up to Rs. 40,000 per day at any point of sale (POS).
  • Enjoy cash withdrawals of up to Rs. 25,000 per day on your debit card at any HDFC Bank ATM. If the first applicant is a woman and new to the bank, our special free Woman’s Advantage Debit Card with cash withdrawals of up to Rs. 25,000 per day and shopping (point of sale) limit of Rs. 40,000 per day will be issued by default
  • Withdraw cash for free at any bank’s ATM
  • Payable-at-Par (PAP) chequebooks are issued free. With this facility, outstation cheques issued by you (for clearing) will be treated as local cheques, at any HDFC Bank location. What's more, there are no usage charges for availing the PAP facility.
  • Keep a close eye on your account with the monthly account statements offered free OR avail of free passbook facility at your account branch.
  • Use third party cash transactions at non-account branches to have your near and dear ones deposit/withdraw up to Rs. 50,000 per day on your behalf. Withdrawals above Rs. 50,000 will attract a charge of Rs. 5/- per Rs. 1,000 on the full amount.
  • Use PhoneBanking, MobileBanking, NetBanking and BillPay facility absolutely free for all your banking needs
  • Avail free SMS alerts to know the transactions in your account.Get free Email statements.
  • National Electronic Funds Transfer (NEFT) facility is available.

  HDFC Bank : Basic Savings Bank Deposit Account
    You will get some exclusive features and benefits with your HDFC Bank Basic Savings Bank Deposit Account:
  • Access a wide network of branches and ATMs across the country to meet all your banking needs.
  • Free NetBanking for convenient banking.
  • Use National Electronic Funds Transfer (NEFT) to transfer funds from your HDFC Bank account to any account in another Bank at locations specified by the RBI.
  • Enjoy Free IVR based PhoneBanking (Agent assisted calls will be charged*).
  • Get free quarterly account statements.
  • Access your account with your free ATM Card.
  • Enjoy free cash and cheque deposits at branches and ATMs.
  • Get free cash withdrawals at any bank's ATM with your Debit Card.
  • Use 4 free cash withdrawals per month at branches. Additional cash withdrawals at branches in the month will be charged at Rs. 50 per transaction.
  • Get an International Debit Card on request at your branch at Rs. 100 per annum (plus applicable rates).
  • Get your first cheque book free and subsequent cheque books at Rs. 5 per leaf.
  • Avail of our free InstaQuery facility.
  • Use free BillPay, your instant solution to pay all your frequent utility bills. You can also give instructions for payments over the phone or through the Internet.
  • Get free InstaAlerts via email or SMS.
  • Avail of Safe Deposit Locker, Sweep-In and Super Saver facilities.
  • Get Free Email statements.

  HDFC Bank : Limited KYC Account
    You will get some exclusive features and benefits with your HDFC Bank Limited KYC Account
  • You need not deposit an initial amount and you don’t have to maintain an Average Quarterly Monthly Balance.
  • You can access a wide range of branches and ATMs across the country to make your banking experience so much easier.
  • Access a wide network of branches and over a thousand ATMs across the country to meet all your banking needs
  • Use our Free NetBanking to easily access your account online.
  • Get half-yearly physical Account statements free.
  • Use National Electronic Funds Transfer (NEFT) to transfer funds from your HDFC Bank account to any account in another Bank at locations specified by the RBI.
  • Enjoy Free IVR based PhoneBanking (Agent assisted calls will be charged*).
  • Access your account with your free ATM Card.
  • Enjoy free cash and cheque deposits at branches and ATMs.
  • Get free cash withdrawals at any bank’s ATM with your Debit Card.
  • Use 1 free cash withdrawal per month at your branch. Additional cash withdrawals at your branch in the month will be charged at Rs. 50 per transaction.
  • You can get an International Debit Card on request at your branch at Rs. 100 per annum (plus applicable rates).
  • Get your first cheque book consisting of 25 leaves free and subsequent cheque books at Rs. 5 per leaf.
  • Avail of our free MobileBanking facility.
  • Use BillPay to pay all your frequent utility bills. You can also give instructions over the phone or through the Internet to make payments.
  • Get free InstaAlerts via email or SMS.
  • You can get a free Passbook facility at your home branch.
  • Opt for a free Email statement of your account every month.

  HDFC Bank : Savings Max Account

  • 50% off on locker rental calculated on a pro-rata basis and applicable only for the year of allotment.

  • Free folio maintenance charges on Demat account for the first year

  • Transaction linked discount on AMC for Demat accounts
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