COMPARE : SAVINGS ACCOUNTS
Kotak Mahindra Bank Saving Accounts
Kotak bank has a range of savings account designed to give you more benefits of quick and convenient banking transactions along with earning high returns on your hard earned money. The range of savings account includes- Ace savings account, Pro savings account, Edge savings account, Nova savings account, Classic savings account (available only in select locations) and Easy savings account (No Frills account).

Under the Ace savings account, you can enjoy world class financial benefits and privileged banking transactions. This account offers benefits from personal investment advisory services to free banking transactions. With Pro savings account, you experience a superior banking packed with powerful features and a comfortable balance requirement. Edge savings account has been designed to suit your individual banking needs with a complete financial package. Under this account, bank offers online platform for financial transactions so that most of your payments can be made directly through your account or card. Nova savings account has similar features as Edge savings account. Classic savings account is available at only selected locations. The account is full of powerful features and has a very comfortable balance requirement. Easy savings account is a No Frill account that is easy to maintain and provides hassle-free savings avenue for your hard-earned money.
Ace Saving Accounts Edge Saving Accounts
Pro Saving Accounts Nova Saving Accounts
Classic Saving Accounts Easy Saving Accounts
Kotak Edge Salary Account Kotak Ace Salary Account
My junior Account Sanman Savings Account
Jifi Saver
  Kotak Mahindra Bank : Ace Saving Accounts
  • Free access at all domestic and international VISA ATMs - free cash withdrawal or balance enquiry transactions.
  • Financial payments facilitated through the savings account.
  • Free multi-city cheque book so that money from your account is transferred to the beneficiary's account at any of our branch locations, in the fastest possible time.
  • Attractive returns: Earn better returns in your savings account, with our 2-Way Sweep facility that automatically sweeps out idle funds, above a threshold, from your account into Term Deposits. These Term Deposits sweep back into your account to meet fund requirements when your withdrawals exceed the balance available in your account, thereby providing you maximum liquidity.
  • Free investment account: Use the Net Banking facility to purchase/redeem mutual funds online while directly debiting / crediting your bank account. Further, you get a free investment account for tracking your investments with the Bank. This account provides you a consolidated view of all your mutual fund investments across schemes with updated returns status, latest NAV information and research reports.
  • Family Savings Account: The Kotak ACE Savings package allows you to extend the Kotak banking experience to three of your family members. The Family Savings Account comes equipped with all the benefits of a regular savings account with a special average quarterly balance of Rs.5000/- only.

  Kotak Mahindra Bank : Edge Saving Accounts
  • You can walk into any KOTAK or HDFC Bank ATMs to withdraw cash or enquire your balance at no extra charge.
  • Use our free Payment Gateway to make online payments for utility bills, credit cards, online trading of shares or even online shopping.
  • Quick funds transfer to a third party account with another Bank is available across 15 locations through Net Banking. You also get a multi-city cheque book so that money from account is received by the beneficiary in the fastest possible time.
  • Free investment account: You can open an investment account, and use the Net Banking facility to purchase/redeem mutual funds online while directly debiting / crediting your Bank Account. Besides this you get a consolidated view of all your mutual fund investments across schemes with updated returns status, latest NAV information and research reports.
  • Attractive returns: Earn better returns in your savings account, with our 2-Way Sweep facility that automatically sweeps out idle funds, above a threshold, from your account into Term Deposits. These Term Deposits sweep back into your account to meet fund requirements when your withdrawals exceed the balance available in your account, thereby providing you maximum liquidity.

  Kotak Mahindra Bank : Pro Saving Accounts
  • Walk into any VISA ATM in India to check your balance or withdraw cash absolutely free. You no longer have to worry about locating your Bank or Partner Bank ATM – Use the first VISA ATM that you spot, for cash withdrawal or balance enquiry transactions.
  • Free investment account: You can open an investment account, and use the Net Banking facility to purchase/redeem mutual funds online while directly debiting / crediting your bank account. Besides this you get a consolidated view of all your mutual fund investments across schemes with updated returns status, latest NAV information and research reports.
  • Quick funds transfer to a third party account with another Bank is available across 15 locations through Net Banking. You also get a multi-city cheque book so that money from account is received by the beneficiary in the fastest possible time.
  • Attractive returns: Earn better returns in your savings account, with our 2-Way Sweep facility that automatically sweeps out idle funds, above a threshold, from your account into Term Deposits. These Term Deposits sweep back into your account to meet fund requirements when your withdrawals exceed the balance available in your account, thereby providing you maximum liquidity.
  • You can issue demand drafts or send cheques for collection on branch locations without any charge to your account.

  Kotak Mahindra Bank : Nova Saving Accounts
  • You can walk into any KOTAK or HDFC Bank ATMs to withdraw cash or enquire your balance at no extra charge.
  • Quick funds transfer to a third party account with another bank is available across 15 locations through Net Banking. You also get a multi-city cheque book so that money from account is received by the beneficiary in the fastest possible time.
  • Free investment account: You can open an investment account, and use the Net Banking facility to purchase / redeem mutual funds online while directly debiting/crediting your bank account. Besides this you get a consolidated view of all your mutual fund investments across schemes with updated returns status, latest NAV information and research reports.
  • Attractive returns: Earn better returns in your savings account, with our 2-Way Sweep facility that automatically sweeps out idle funds, above a threshold, from your account into Term Deposits. These Term Deposits sweep back into your account to meet fund requirements when your withdrawals exceed the balance available in your account, thereby providing you maximum liquidity.

  Kotak Mahindra Bank : Classic Saving Accounts
  • Available in select locations.
  • Walk into any VISA ATM in India to check your balance or withdraw cash absolutely free. You no longer have to worry about locating your Bank or Partner Bank ATM – Use the first VISA ATM that you spot, for cash withdrawal or balance enquiry transactions.
  • Free investment account: You can open an Investment Account, and use the Net Banking facility to purchase/redeem MFs online while directly debiting/crediting your Bank Account. Besides this you get a consolidated view of all your MF investments across schemes with updated returns status, latest NAV information and research reports.
  • Quick funds transfer to a third party account with another Bank is available across 15 locations through Net Banking. You also get a multi-city cheque book so that money from account is received by the beneficiary in the fastest possible time.
  • Attractive returns: Earn better returns in your savings account, with our 2-Way Sweep facility that automatically sweeps out idle funds, above a threshold, from your account into Term Deposits. These Term Deposits sweep back into your account to meet fund requirements when your withdrawals exceed the balance available in your account, thereby providing you maximum liquidity.

  Kotak Mahindra Bank : Easy Saving Accounts
  • Access your account free of cost at all Kotak Mahindra Bank ATMs by using your VISA Global Debit Card. You can also use your Debit Card at all VISA affiliated merchant establishments and ATMs worldwide.
  • Mobile Banking & Alerts: Use this service to access your bank account anywhere, anytime! It is quick and easy, available to you 24X7 and it's absolutely free! You don't have to pay any charge to avail this service. You can use Mobile Banking to check account balance, last 3 transaction details, issued cheque status and request a cheque book. You can use Alerts Service to get Alerts by SMS and / or email whenever your balance falls below the Average Quarterly Balance or a Standing Instruction set by you fails.

  Kotak Mahindra Bank : Kotak Edge Salary Account
  • Attractive Returns: Your Kotak Edge Salary Account combines liquidity of a Savings Account with the attractive returns of a Term Deposit through the unique Kotak 2-Way Sweep benefit.
  • Free At-par Cheques: Kotak Mahindra Bank's At-par cheques are treated as 'local clearing' cheques across select locations in the country. The At-par Cheque facility comes to you 'free' of charge.
  • Free Electronic Fund Transfer: Transfer funds to third party accounts in other banks, without drawing a Demand Draft or a cheque, by using our Electronic Fund Transfer facility.
  • Free Demat Account: As an Edge Salary customer, you can also open a Demat Account with us 'free' of any account opening charge.
  • Reimbursement Current Account: As Salary account holders employees can also opt for a Reimbursement account which helps you to manage the official reimbursements, petty cash etc., and this facility specifically will help you eliminate cash handling related to petty expenses.
  • Your savings account will be provided a link to your online trading account with Kotak securities to enable your to transfer funds from your bank account to your account with KS and vice versa". And with our Payment Gateway facility you can even pay your trading bills online from your bank account directly!
  • Free Investment Account: Avail a 'free' Investment Account that provides you a consolidated view of all your investments. The Investment Account statement gives a 'single window view' of your Mutual Fund portfolio, listing the NAV of each scheme invested into, current consolidated value of your portfolio, and realized/unrealized returns against each investment made.
  • Global Debit Card: Access your account free of cost at 1320+ Kotak Mahindra Bank and HDFC Bank ATMs by using your VISA Global Debit Card. You can also use your Debit Card at all VISA affiliated merchant establishments and ATMs worldwide.

  Kotak Mahindra Bank : Kotak Ace Salary Account
  • We offer you the Kotak Edge Salary Account, armed with Kotak 2-Way Sweep and our entire gamut of Banking Privileges. The feature rich Kotak Edge Salary Account is the ideal way to make your money work harder.
  • Attractive Returns: Your Kotak Edge Salary Your Kotak Ace Salary Account combines liquidity of a Savings Account with the attractive returns of a Term Deposit through the unique Kotak 2-Way Sweep benefit.
  • Kotak Mahindra Bank's At-par cheques are treated as 'local clearing' cheques across select locations in the country. The At-par Cheque facility comes to you 'free' of charge.
  • Avail Demand Drafts, free of cost, payable at any location in India, up to a pre-specified limit, just by calling our Phone Banking Service.
  • Transfer Transfer funds to third party accounts in other banks, without drawing a Demand Draft or a cheque, by using our Electronic Fund Transfer facility. With this facility you can save on Demand Draft making/couriering charges and also transfer funds faster!
  • As an Ace Savings customer, you can also open a Demat Account with us ‘free’ of charge.
  • Reimbursement Current Account: As Salary account holders employees can also opt for a Reimbursement account which helps you to manage the official reimbursements, petty cash etc., this facility specifically will help you eliminate cash handling related to petty expenses.
  • Family Savings Accounts: Your Ace account allows you to now extend the Kotak banking experience to three of your family members. The Family Savings Accounts come to you with a host of benefits like Kotak 2-Way Sweep, At-par Cheque facility and other attractive features. So now even your dear ones can enjoy banking the 'Kotak way'!
  • Free Investment Account: Avail a ‘free’ Investment Account that provides you a consolidated view of all your investments. The Investment Account statement gives a 'single window view' of your Mutual Fund portfolio, listing the NAV of each scheme invested into, current consolidated value of your portfolio, and realized/unrealized returns against each investment made.
  • Access your account free of cost at any VISA ATM in India or abroad using your Global Debit Card. You can use your Debit Card at all VISA affiliated merchant establishments worldwide. As an Ace Savings account holder you can gift free add-on cards to your family members too.

  Kotak Mahindra Bank : My junior Account

  • Kotak Junior also brings exclusive privileges across dining, edutainment and shopping on kids brands like Dominos, Baskin Robbins, Kool Skool, Gini & Jony and more .

  • Tax free interest up to rs1,500 on Savings Account

  • The Book Voucher allows you to make a purchase up to Rs. 250.

  • Movie ticket voucher(s)

  •   Kotak Mahindra Bank : Sanman Savings Account

      Kotak Mahindra Bank : Jifi Saver

  • Hashtag Banking - Mobile & DTH recharge, account updates, cheque book request and many more account activities just a tweet away

  • Kotak ActivMoney - Converts saving account balance above a certain amount into Term Deposits, so you earn a higher rate of interest

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