COMPARE : SAVINGS ACCOUNTS
Oriental Bank of Commerce Saving Accounts
SB-Basic Jeevan Sarathi for PH
SB Vidyarthi OBS Unnanti
OBC platinum saving deposit account Oriental Salary Plus
OBC Diamond saving Account
  Oriental Bank of Commerce : SB-Basic
  • This account can be opened at an initial deposit of Rs. 10 and afterwards it can be maintained at zero balance.
  • No charges are applicable on Standing Instruction for transfer of funds within same branch.
  • 6 withdrawals can be made from the account every month.
  • One cheque book is issued with the account every month.
  • Account holder can invest under available fixed deposits scheme provided collective deposits should not cross the ceiling limit of the account.
  • If the amount in the account exceeds the limit of Rs. 50,000 then the account will be converted in to a SB General Account.

  Oriental Bank of Commerce : Jeevan Sarathi for PH
  • This account can be opened as well as maintained at zero balance.
  • Collection of instruments and Issuance of DDs/POs At Par.
  • Free internet banking as well as free "Proton" ATM Card.
  • Neither Standing Instruction Charges nor Stop Payment Charges are applicable.
  • Nomination facility is available with this account.
  • Free ABB Cash transactions upto Rs 50000.
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  Oriental Bank of Commerce : SB Vidyarthi
  • It is a student account and can be maintained at zero balance.
  • Overdraft facility is also available with this account, with a maximum limit of Rs. 1,500.
  • Cheque book will only be issued only to the majors.
  • With this account "Cashmate", ATM cum Debit VISA credit card will be issued.
  • No annual charges are applicable on the debit card.

  Oriental Bank of Commerce : OBS Unnanti
  • A minimum balance of Rs. 1000 in metro branches and Rs. 500 at all other branches is required to maintain with this account.
  • Along with the account comes a welcome kit with ready to use ATM.
  • Speed clearing facility is available with this account.
  • A concession of 50% is applicable on the NEFT/RTGS facility offered by the account.
  • Free internet banking, mobile banking and free ECS Debit/Credit is offered with this bank.
  • Payment of cheque can be stopped by the account holder.
  • Cheques are processed immediately for outstation collections upto Rs. 15,000 for Rural and semi-urban and for urban branches it is rs. 25,000.

  Oriental Bank of Commerce : OBC platinum saving deposit account

  • Personal accident Insurance cover Rs.10.00 Lac free of cost till AQB is maintained

  • Instant credit of Local/outstation cheque after 6 months of opening of account Up to Rs. 50000

  •   Oriental Bank of Commerce : Oriental Salary Plus

  • Account opening with Zero Balance

  • Welcome Kit with ready to use ATM card

  • Online Tax Payment & Payment of income Tax through ATM. NEFT/RTGS at 50% concessional Charges.

  • ECS Debit/Credit free

  • Free accidental insurance up to Rs.100, 000/- (For 1st year only)

  • Bank's Mediclaim Scheme at attractive premiums

  • Demat Accounts Charges waived for one year.

  •   Oriental Bank of Commerce : OBC Diamond saving Account

  • Personalized Multicity Cheques Book Free

  • Personal accident Insurance cover Rs.5.00 Lac free of cost till AQB is maintained

  • Locker rent concession 25% discount

  • Stop payment & standing instructions Free

  • Instant credit of Local/outstation cheque after 6 months of opening of account Up to Rs. 25000

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