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Card Highlights |
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Card Class |
Platinum/Titanium |
Card Type |
Premium |
Issuer |
AXIS BANK |
Offered Type |
Visa |
Rewards |
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Main Features
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- Concierge Service
- Access to VIP Airport Lounges
- Comprehensive Insurance Cover
- Exclusive Platinum Offers
- Cash Advance Facility
- Auto Debit Facility
- Mobile Alerts
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Card Rates
Card Rates
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Purchases: |
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Intro Interest Rate |
0% per month |
Introductory Period |
0 month |
Interest Rate |
2.95% per month |
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Balance Transfers: |
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Intro Interest Rate |
0.75% per month |
Introductory Period |
6 month |
Interest Rate |
2.95% per month
(Option 1 - 0.75% per month for first six months and 2.95% per month thereafter
Option 2 - 0% for first three months and 2.95% per month thereafter, Processing Fee of 2% or Rs. 199/- whichever is higher} |
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Fees & charges
Fees & charges
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Joining Fee |
Rs 5000 |
Annual Fee |
Rs 1000 |
Add On Card Fee |
Add-on Card Joining Fee Rs 1000
Add-on Card Annual Fee Rs 500 |
Cash Advance Transaction Fee |
2.5% (Min. Rs 150 for domestic and 250 for international ATM withdrawal |
Finance charges on cash advances /extended credit |
2.95% per month (41.75% per annum) |
Late Payment |
30% of Min. Amt. Due (Min. Rs 250, Max. Rs 500) |
Free Credit Period |
Min.: 20 days Max.: 50 days |
Limited Lost Card Liability |
Rs 3,00,000
Protection against fraudulent purchase transactions is available from the moment the loss of card is reported to Axis Bank. The loss of card should also be confirmed in writing to Axis Bank as soon as possible. The cover is valid only for fraudulent payment transactions. It is not valid for fraudulent ATM transactions. |
Over Limit Charges |
3% of the overlimit amount (Min. Rs 300) |
Cheque Bounce Fee |
Min.: Rs 300 |
Return of Cheque Fee |
Min.: Rs 300 |
Outstation Cheque Processing Fee |
Rs 100 |
Duplicate Statement Request Charges |
Waived |
Emergency Replacement(when overseas) |
Waived |
Charge Slip Request |
Rs 200 |
Air/Railway Booking Comment |
Rs 30 plus 2.5% of transaction amount |
Foreign Currency Transaction Charges |
3.50% of the transaction value |
Service Tax |
12.36% |
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Rewards & Benefits
Rewards & Benefits
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* Earn 1 Reward Point for every Rs.100 spent on your card;
* Earn 2 Reward Points for every Rs. 100 spent above Rs. 1,00,000 in a calendar year;
* Earn 2 Reward Points for every Rs. 100 spent on International Spends.
What's more, each reward point is worth Re. 1. Reward points can be redeemed against exciting Gifts, Merchandise, Gift Vouchers, or set off against Annual Fees on your credit card. You need to accumulate 250 reward points in order to start redeeming. |
For more info. |
Click Here |
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Airline
Airline:
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Airport Lounge Access |
Yes |
Upgrade Vouchers |
a complimentary international return flight voucher (to and fro journey), where you can choose one destination from the enticing array. |
Delay in Receipt of Checked Baggage |
Rs 15,000 Applicable in case of baggage delays over 6 hours and only if the air ticket was booked through the Axis Bank Credit Card |
Loss of Checked Baggage Cover Upto |
Rs 60,000 Applicable in case of baggage delays over 6 hours and only if the air ticket was booked through the Axis Bank Credit Card |
Loss of Travel Documents |
Travel - Loss of Passport Rs 25,000
It covers expenses related to travel and accommodation incurred abroad for obtaining alternate travel documents in case of Loss of Passport. This cover is applicable only if the air ticket was booked through the Axis Bank Platinum Credit Card. |
Comment (on Airport Lounge Access) |
As an Axis Bank Platinum Credit Card member, you can enjoy lounge access with the Priority Pass. Relax and unwind away from the hustle-bustle at over 500 VIP airport lounges in more than 90 countries and 275 cities worldwide. So treat yourself like a VIP no matter where you travel, or which airline or class you fly. |
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Cash Back
Cash Back:
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Description |
Now get a 2.5% Cash back along with a 2.5% Fuel Surcharge Waiver. The offer is valid across all petrol stations in India for a minimum transaction amount of Rs. 400 and a maximum of Rs. 4000*. *No reward points are earned on fuel transactions. The amount of cashback in a calendar year is limited to Rs. 1500. |
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Fitness
Fitness:
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Spa / Massage |
Yes |
Description (Spa / Massage) |
As an Axis Bank Platinum Credit Cardholder you are entitled to a host of special offers at Kaya Skin Clinic. In an elegant, tranquil environment, you'll discover the most advanced and revolutionary skin care. Your Platinum empowerment is more than skin deep. Complimentary Skinscription |
Golf Club Access |
Yes |
Description (Golf Club Access) |
41 countries, 200 golf clubs, start charting your course. Your Axis Bank VISA Platinum Card empowers you to enjoy complimentary tee-offs all year round at the regions finest golf courses. To add to these there are certain golf clubs where you get discounted access, all year round. So, now you can enjoy golfing privileges that truly match your style. |
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Services & Features
Services & Features
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General Features:
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Photo Option |
No |
Add On Card |
No |
Internet Web Based Access |
No |
Coverage |
International |
Concierge Service |
Yes Whether it is flower or gift deliveries, arranging for tickets for movies and plays to emergency medical assistance, be rest assured somebody would always be there to get your things done on priority. With this in mind we have associated with the world's leading assistance company International SOS, to offer you a wide range of special assistance services:
* Concierge Assist
* Travel Assist
* Personal Assist
* Home Assist
* Medical Assist |
Invitation to Special Events |
No |
Road Assistance |
No |
Forex & Travel Cheque Services |
No |
Access to 24-Hour Customer Care Centre |
No |
Personal Loan Facility |
No |
EMI on Call Facility |
No |
Dial a Draft Facility |
No |
Rewards Programme |
Yes |
Global Emergency Assistance Service |
No |
Car Rental Discount |
You can now cruise around in the luxury of Hertz's chauffer driven cars with a 35% discount from Hertz Car Rental. This service is available in Delhi, Mumbai, Chennai, Kolkata, Bangalore, Hyderabad, Ahmedabad, Pune, Gurgaon, Noida, Jaipur, Chandigarh and Vadodra. |
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Insurance:
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Air Accident |
Air Accident Cover Rs 40,00,000
Air Accident covers are valid only if the Axis Bank Credit Card has been used at a Merchant Establishment or at an ATM for Cash withdrawal at least once in the 90 days before the incident. |
Other Accident |
Personal Accident Cover Rs 5,00,000
Personal covers are valid only if the Axis Bank Credit Card has been used at a Merchant Establishment or at an ATM for Cash withdrawal at least once in the 90 days before the incident. |
Purchase Protection |
Rs 1,00,000
All consumer durable goods purchased using the Axis Bank Credit Card are insured against fire, natural calamity, burglary and housebreaking up to 90 days from the date of purchase. |
Hospitalization Benefits |
No |
Credit Shield |
Rs 1,00,000
Covers outstanding on the credit card account in an event of accidental death. Credit Shield is payable subject to settlement of personal accident claim. |
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Special Offers
Special Offers |
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Eligibility Criteria
Eligibility Criteria
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Salaried
Salaried:
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Annual Income |
Rs |
Age |
Min.: Yrs. Max.: Yrs. |
Documents Required |
* PAN card photocopy or Form 60
* Income proof: Latest payslip or Form 16 or IT Return copy
* Residence proof: Passport or driving licence or ration card or electricity bill or land line telephone bill.
In case, you have an existing credit card of another bank, you may attach a copy of your last credit card bill along with a copy of the front of the card. |
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Self Employed
Self Employed:
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Annual Income |
Rs |
Age |
Min.: Yrs. Max.: Yrs. |
Documents Required |
* PAN card photocopy or Form 60
* Income proof: Latest payslip or Form 16 or IT Return copy
* Residence proof: Passport or driving licence or ration card or electricity bill or land line telephone bill.
In case, you have an existing credit card of another bank, you may attach a copy of your last credit card bill along with a copy of the front of the card. |
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Terms & Conditions
Terms & Conditions |
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