Fees & charges
|
|
| Joining Fee |
Rs 2999 |
| Annual Fee |
Rs 2999 |
| Add On Card Fee |
Nil |
| Cash Advance Limit |
Upto 80% of Credit Limit ( Max. 12K / day & 15K / day for Gold & Platinum Cards ) |
| Finance charges on cash advances /extended credit |
Upto 3.35% p.m. (40.2% p.a.) from the date of withdrawl |
| Late Payment |
*NIL for Total Amount Due upto Rs. 500;
*Rs. 100 for Total Amount Due from Rs. 501 - Rs. 1,000;
*Rs. 350 for Total Amount Due from Rs. 1,001 - Rs. 5,000;
*Rs 500 for Total Amount Due from Rs 5,001 - Rs 10,000;
*Rs. 600 for Total Amount Due from Rs. 10,001 - Rs. 25,000;
*Rs. 700 for Total Amount Due above Rs. 25,000 |
| Free Credit Period |
Min.: 20 days Max.: 50 days |
| Minimum Amount Due |
5% of Total Outstanding (Min Rs. 200) + Govt. Service Tax |
| Over Limit Charges |
2.5% of Overlimit Amount (Min. Rs. 500) |
| Cheque Pickup Fee |
Rs 90 |
| Cheque Bounce Fee |
2% Min.: Rs 350 Max.: Rs 500 |
| Duplicate Statement Request Charges |
Rs. 100 per Statement (> 2 months old) |
| Replacement Card Charges |
Rs 100 |
| Emergency Replacement(when overseas) |
Replacement Card Charges:Rs. 100
Emergency Replacement when overseas:At Actual Cost (Min-$175) |
| Charge Slip Request |
Rs. 225 per Chargeslip |
| Air/Railway Booking Comment |
Railway Booking Surcharge (Online)-*1.8% of transaction amount + service charge, as applicable
*0% surcharge for single transaction spend between Rs 500 & Rs 4000.
Railway Booking Surcharge (Railway Counters) *Rs. 30 + 2.5% of transaction amount |
| Fuel Surcharge |
2.5% |
| Foreign Currency Transaction Charges |
Conversion mark up: 3.5% |
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