LG SBI Card : State Bank of India : Rupee Times

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CREDIT CARD DETAIL

LG SBI Card

Card Highlights

Card Class	Standard
Card Type	Partnership
Issuer	State Bank of India
Offered Type	Visa
Rewards

Main Features

LG SBI Card Special Offer Cash on the go Flexipay Teledraft Facility(Easy Money Draft) Book your railway tickets online SBI Card Alerts SBI Card PayNet SBI Card PayCash

Card Rates

Purchases:

Intro Interest Rate	0% per month
Introductory Period	0 month
Interest Rate	3.1% per month

Balance Transfers:

Intro Interest Rate	0% per month
Introductory Period	6 month
Interest Rate	0.99% per month (Plan 1 : 0% Interest for 90 days Plan 2 : 0.99% Interest for 6 months Fee of 1.5% of the Balance Transfer Amount or Rs 199 (whichever is higher) will be applicable for every Balance Transfer.}

Fees & charges

Joining Fee	Up to: Rs. 1500/-
Annual Fee	Up to: Rs. 1500/-
Add On Card Fee	Up to Rs: 750/-
Cash Advance Limit	Up to 80% of Credit Limit subject to a max. of 12K per day
Finance charges on cash advances /extended credit	Up to 3.10% per month (37.2% p.a. ) from the transaction date
Late Payment	30% of Minimum Amount Due (Min. Rs. 350 & Max. Rs. 600)
Free Credit Period	Min.: 15 days Max.: 50 days
Minimum Amount Due	5% of outstanding balance or Rs. 200, whichever is higher
Limited Lost Card Liability	Your card carries a lost card liability of up to a maximum of Rs 1000. This protects you against misuse of your card from the time you report the loss to us in writing.
Over Limit Charges	2.5% of over limit amount or Rs. 500 whichever is higher
Cheque Pickup Fee	Rs 55
Cheque Bounce Fee	2% of Cheque Amount (Min. Rs. 300 & Max Rs. 500)
Return of Cheque Fee	2% of Cheque Amount (Min. Rs. 300 & Max Rs. 500)
Invalid Cheque Fee	2% of Cheque Amount (Min. Rs. 300 & Max Rs. 500)
Non-Bank ATM Access / Balance Enquiry Charges	SBI ATMs 2.5% or Rs. 250, whichever is higher Other Domestic ATMs 2.5% or Rs. 250, whichever is higher International ATMs 3% or Rs. 250, whichever is higher ATM Decline Fee Rs. 20
Dial a Draft Fee	Min.: Rs 199
Duplicate Statement Request Charges	Rs 100
Replacement Card Charges	Rs 100
Emergency Replacement(when overseas)	Subject to actual cost (Minimum US $175)
Charge Slip Request	Rs. 125 per chargeslip
Air/Railway Booking Comment	Rs. 30 + 2.5% of Transaction amount
Fuel Surcharge	2.5%
Foreign Currency Transaction Charges	3.5%
Service Tax	12.36%

Rewards & Benefits

Services & Features

General Features:

Photo Option	No
Add On Card	Yes
Internet Web Based Access	Yes
Coverage	International
Concierge Service	No
Invitation to Special Events	No
Road Assistance	Yes
Forex & Travel Cheque Services	No
Access to 24-Hour Customer Care Centre	Yes
Personal Loan Facility	No
EMI on Call Facility	No
Dial a Draft Facility	Yes
Rewards Programme	Yes
Global Emergency Assistance Service	Yes
No. of ATMs (Global)	810,000 VISA
No. of ATMs (India)	5,500 VISA

Insurance:

Hospitalization Benefits

Special Offers

Eligibility Criteria

Salaried

Self Employed

Retired Pensioners

Terms & Conditions

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