Fees & charges
|
|
| Joining Fee |
Rs. 499 |
| Annual Fee |
Rs. 499 |
| Add On Card Fee |
NIL |
| Cash Advance Limit |
Upto 80% of Credit Limit |
| Cash Advance Transaction Fee |
SBI ATMs/Other Domestic ATMs - 2.5% of withdrawal amount or 300/- (WIH) per transaction
International ATMs -
3% of withdrawal amount or 300/- (WIH) per transaction |
| Finance charges on cash advances /extended credit |
Upto 3.35% p.m. (40.2% p.a.) from the transaction date |
| Late Payment |
NIL for Total Amount Due upto Rs. 500; Rs. 200 for Total Amount Due from Rs. 501 - Rs. 1,000; Rs. 350 for Total Amount Due from Rs. 1,001 - Rs. 5,000; Rs 500 for Total Amount Due from Rs 5,001 - Rs 10,000;Rs. 700 for Total Amount Due above Rs. 10,001 |
| Free Credit Period |
20-50 days (applicable only on retail purchases and if previous months outstanding balance is paid in full) |
| Minimum Amount Due |
5% of Total Outstanding (Min Rs. 200) + Govt. Service Tax |
| Over Limit Charges |
2.5% of Overlimit Amount (Min. Rs. 500) |
| Cheque Pickup Fee |
Rs 90 |
| Cheque Bounce Fee |
2% of Cheque dishonor amount (Min Rs. 350, Max Rs. 500). |
| Invalid Cheque Fee |
2% of Cheque dishonor amount (Min Rs. 350, Max Rs. 500). |
| Duplicate Statement Request Charges |
Rs. 100 per Statement (> 2 months old) |
| Replacement Card Charges |
Rs 100 |
| Emergency Replacement(when overseas) |
Actual Cost (Min. $175) |
| Charge Slip Request |
Rs. 225 per Chargeslip |
| Air/Railway Booking Comment |
Railway Tickets - Railway Counters - Rs. 30 + 2.5% of transaction amount
Railway Tickets - www.irctc.co.in - 1.8% of transaction amount + service charge, as applicable |
| Fuel Surcharge |
2.5% Min.: Rs 10 |
| Foreign Currency Transaction Charges |
3.5% |
| Service Tax |
10.3% |
|
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