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| CREDIT CARD DETAIL |
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| Card Highlights |
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| Card Class |
Standard (Travel & Shopping) |
| Card Type |
Airline |
| Issuer |
State Bank of India |
| Offered Type |
MasterCard |
| Rewards |
Travel, Shopping, Airlines |
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Main Features
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- Utility Bill Payment Facility
- To save money while paying your credit card dues, SBI Card brings a fast and convenient way to transfer the outstanding amount with balance transfer credit card feature from other cards to the SpiceJet SBI Card at the lowest rates of Interest.
- E-statement:No postal delays. No lost statements. No late payments. Just the convenience of getting monthly statement delivered directly to the email inbox. Giving you global access 24 hours and seven days a week.
- Get upto 7.5% value back
- Free ticket on spends - SBI SpiceJet Card rewards you with a one way free ticket (inclusive of taxes), to your preferred location on the SpiceJet network as soon as you reach a spend level of Rs.1,00,000 /- on your Card, within a 12 month period.
Note: Spend of Rs. 1,00,000 on retail transactions less fuel purchases.
- Personal Accident Insurance - Your SBI SpiceJet Card provides you with a complementary Accidental Death & Total Permanent Disability Cover (Personal Accident) of Rs. 50 lacs in the event of loss of life in an air accident.
Note: The cover is available only on SpiceJet flights when the ticket is purchased using SBI SpiceJet Card.
- 0% Fuel Surcharge
- Balance transfer
- Flexipay
- Easy Money Draft - Now you can order a bank draft any time by just making a local phone call to the SBI SpiceJet Card Customer Helpline. The amount of the draft will be billed directly to your SBI SpiceJet Card.
- Credit facility
- SBI Card Alerts
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 Card Rates
Card Rates
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| Purchases: |
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| Intro Interest Rate |
0% per month |
| Introductory Period |
0 month |
| Interest Rate |
3.35% per month |
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| Balance Transfers: |
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| Intro Interest Rate |
0% per month |
| Introductory Period |
0 month |
| Interest Rate |
0% per month
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Fees & charges
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Fees & charges
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| Joining Fee |
Rs 499 |
| Annual Fee |
Rs 499 |
| Add On Card Fee |
NIL |
| Cash Advance Limit |
80% |
| Cash Advance Transaction Fee |
*SBI ATMs/Other Domestic ATMs - 2.5% of withdrawal amount or 300/- (WIH) per transaction
*International ATMs - 3% of withdrawal amount or 300/- (WIH) per transaction |
| Finance charges on cash advances /extended credit |
Upto 3.35% p.m. (40.2% p.a.) from the transaction date |
| Late Payment |
*NIL for Total Amount Due upto Rs. 500
*Rs. 200 for Total Amount Due from Rs. 501 - Rs. 1,000
*Rs. 350 for Total Amount Due from Rs. 1,001 - Rs. 5,000
*Rs 500 for Total Amount Due from Rs 5,001 - Rs 10,000
*Rs. 700 for Total Amount Due above Rs. 10,000 |
| Free Credit Period |
Min.: 20 days Max.: 50 days |
| Minimum Amount Due |
5% of Total Outstanding (Min Rs. 200) + Govt. Service Tax |
| Over Limit Charges |
2.5% of Overlimit Amount (Min. Rs. 500) |
| Cheque Pickup Fee |
Rs 90 |
| Cheque Bounce Fee |
2% of Cheque Amount (Min. Rs. 300 & Max. Rs. 500) |
| Return of Cheque Fee |
2% of Cheque Amount (Min. Rs. 300 & Max. Rs. 500) |
| Duplicate Statement Request Charges |
Rs. 100 per Statement (> 3 months old) |
| Replacement Card Charges |
Rs 100 |
| Emergency Replacement(when overseas) |
(When Abroad) Actual Cost (Min. $175) |
| Charge Slip Request |
Rs. 125 per Chargeslip |
| Railway Booking Surcharge (Online) |
1% |
| Air/Railway Booking Comment |
Railway Counters Rs. 30 + 2.5% of transaction amount
Online 1.8% of transaction amount + service charge, as applicable |
| Fuel Surcharge |
Min.: Rs 100 |
| Foreign Currency Transaction Charges |
Conversion mark up: 3.5% |
| Service Tax |
10.3% |
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Rewards & Benefits
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Rewards & Benefits
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| 4x Reward Points on spends at departmental and grocery stores.
1 Reward point on every Rs. 100 spent at other retail outlets.
Redeem all your points for SpiceJet vouchers.
#Note: Value of 1 Reward Point = Rs. 0.25. Minimum redemption threshold of 1,000 points |
| For more info. |
Click Here |
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Services & Features
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Services & Features
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General Features:
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| Photo Option |
No |
| Add On Card |
Yes |
| Internet Web Based Access |
Yes |
| Coverage |
International |
| Concierge Service |
No |
| Invitation to Special Events |
No |
| Road Assistance |
No |
| Forex & Travel Cheque Services |
No |
| Access to 24-Hour Customer Care Centre |
Yes |
| Personal Loan Facility |
No |
| EMI on Call Facility |
No |
| Dial a Draft Facility |
Yes |
| Rewards Programme |
Yes |
| Global Emergency Assistance Service |
Yes |
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Insurance:
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| Air Accident |
Your SpiceJet SBI Card provides you with a complementary personal accident cover of Rs. 50 lacs in the event of loss of life in an air accident*. |
| Other Accident |
Personal Accident - Rs. 24 p.m. |
| Hospitalization Benefits |
No |
| Credit Shield |
0.1% of Total Outstanding
Admin Fee - Rs. 20 p.m. |
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Special Offers
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Special Offers |
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Eligibility Criteria
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Eligibility Criteria
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Salaried
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Salaried:
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| Annual Income |
Rs |
| Age |
Min.: Yrs. Max.: Yrs. |
| Documents Required |
If Income > Rs.1,20,000 pa
Latest IT return OR
Latest Form 16 OR
Latest salary slip
If Income < Rs.1,20,000 pa
Latest IT return OR
Latest Form 16 OR
Latest salary slip AND Copy of bank statement/Updated passbook, showing transactions for the last 6 months |
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Self Employed
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Self Employed:
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| Annual Income |
Rs |
| Age |
Min.: Yrs. Max.: Yrs. |
| Documents Required |
Latest Personal IT return AND
Copy of bank statement/Updated passbook, showing transactions for the last 6 months. |
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Retired Pensioners
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Retired Pensioners:
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| Annual Income |
Rs |
| Age |
Min.: Yrs. Max.: Yrs. |
| Documents Required |
Latest pension certificate OR
Latest Personal IT return OR
Copy of bank statement/updated passbook, showing last 3 pension credits |
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Terms & Conditions
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Terms & Conditions |
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