Fees & charges
|
|
| Joining Fee |
Rs 499 |
| Annual Fee |
Rs 499 |
| Add On Card Fee |
Free add-on cards for your spouse, children or siblings above the age of 18. |
| Cash Advance Limit |
Upto 80% of Credit Limit (Max.12000 per day) |
| Cash Advance Transaction Fee |
SBI ATMs /Other Domestic ATMs :2.5% of withdrawal amount or 300/- per transaction
International ATMs :3% of withdrawal amount or 300/- per transaction |
| Finance charges on cash advances /extended credit |
Finance charges on extended credit:Upto 3.35% p.m. (40.2% p.a.) from the transaction date
Finance charges on cash advances:Upto 3.35% p.m.(40.2% p.a.) from the transaction date |
| Late Payment |
Total Amount Due upto Rs. 500:NIL
Total Amount Due from Rs. 501 - Rs. 1,000:Rs. 200 Total Amount Due from Rs. 1,001 - Rs. 5,000:Rs. 350
Total Amount Due from Rs. 5,001 - Rs. 10,000:Rs. 500
Total Amount Due above Rs. 10,000:Rs. 700 |
| Free Credit Period |
Min.: 20 days Max.: 50 days |
| Minimum Amount Due |
5% of Total Outstanding (Min Rs. 200) + Govt. Service Tax |
| Over Limit Charges |
2.5% |
| Cheque Pickup Fee |
Rs 90 |
| Cheque Bounce Fee |
2% of Cheque dishonor amount (Min Rs. 350, Max Rs. 500). |
| Invalid Cheque Fee |
2% of Cheque dishonor amount (Min Rs. 350, Max Rs. 500). |
| Air/Railway Booking Comment |
Rs. 30 + 2.5% of transaction amount |
| Fuel Surcharge |
2.5% |
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