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Main Features
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- The card is being issued in association with MasterCard International and is valid Globally.
- The card is valid for THREE YEARS
- Instant cash withdrawal facility upto 50% of the card limit with a maximum of Rs 50000/-
- Our cardholders are covered under insurance against fraudulent use in case of loss of the card, for the transactions made after the date of intimation of loss to the bank.
- option of repaying monthly bills in instalments by choosing Revolving Credit facility. The cardholder can pay the monthly bills in varying percentages with a minimum of 5%.
- The cardholder has the flexibility of varying the percentage or making a lumpsum payment at any time.
- The Cardholder will get the monthly bills directly debited to the operative account maintained at our branch
- Corporate Cardholders are not eligible for Revolving Credit, Loyalty points and add-on cards.
- Annual subscription fee of Rs 1000/- per card will be collected in advance every year. At present, Entrance fees is waived.
- In case of change of officials of the Company, only Rs 150/- will be collected for issuing a new Vijaya Global card, in lieu of the cancelled cards.
- The card is valid worldwide. However, the card cannot be used for making payments in Foreign exchange for parties resident in Nepal & Bhutan.
- The card can be used for making all sorts of remittances, towards imports, travel related expenses, purchase of Travelers’ Cheques, Currency Notes etc. permissible under the Exchange Control regulations/Foreign Trade as prevailing from time to time. Restrictions if any as to the maximum value, duration, purpose, source, nature of transaction etc. stipulated under the extant regulations should be complied with. The details may be ascertained from any of our branches authorised to handle foreign exchange business.
- Use of the card in excess of the limit, or for purposes prohibited under regulations would make the card holder liable for penalties prescribed under relevant acts / provisions.
- If the card is lost/ stolen/ misplaced etc. There would be a fee of Rs. 200/- for HOTLISTING the card
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