Dena Bank, the public sector bank has arranged a two day project for the credit camp where they have recommended 888 loan applications valued up to 89.44 crores. These loans are generally sanctioned depending on the priority of these loans. Among these loans, the loans like retail loans, agricultural loans are included. From a source of the Dena Bank, it has learnt that these loans will help altogether four districts of Maharashtra namely Thane, Goa, Raigad, Sindhugard and Ratnagiri. Banking personnel believe, by sanctioning the retail loans and agricultural loans, the bank will now experience a positive change in the profit graph of the bank. At the same time, these loans will help to fulfil the targets of these banks. The management source of the Dena Bank motioned that the bank is desired to maintain the net interest margin of 2.75 % to 3 % . Here the bank added that , they are looking for operating numerous savings account by offering an attractive insurance cover to the holders. Personnel of Dena bank has repeatedly mentioned their desire of earning more profit with the help of retail and farming banking option. They mentioned that , now bank is operating special festival housing loans, auto loans and personal loans with zero processing fees. |