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Karnataka SLBC fixes credit target for priority sector
By Vaibhav Aggarwal
May 30, 2012
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Karnataka State Level Banker's Committee (SLBC) has fixed a credit target for the priority sector for the financial year 2012-13. The banks in the state plan to disburse Rs. 48,612 crore this year as against Rs. 55,231 crore last year.

The target could be reviewed after the Nabard receives state targets for priority sector by the union government, said Mr. M.G. Sanghvi, MD Syndicate Bank, and Chairman SLBC Karnataka.

Last year the banks in the state disbursed Rs. 28,608 crore of loans in agri-sector, majority of which went under the head of crop production. The loans under secondary and tertiary sectors were Rs. 11,930 crore and Rs. 14,621 crore respectively.

The aggregate credit-deposit ratio for the banks stood at 74.57% with Rs. 4.02 lakh crore of advances and Rs. 2.99 lakh crore of credit. The priority sector with Rs. 1.21 crore of advances had a credit deposit ratio of 40.34.

The advances in the agri-sector at Rs. 54,764 crore were 18.26% of credit, above the mandated 18%. MSME loan books were at Rs. 51,605 crore.

Mr. Sanghvi also asked the banks to fasten the process of financial inclusion and complete it before the deadline of 31st March 2013. The banks were also asked to use the online records database of land records to provide hassle free credit in the priority sector.


 


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