According to the data Bank of India has reported a drop down of 26% in its net profit. Due to the increase in the bad loan the net profit of the bank went down to Rs 558 crore by the end of the March 2014. Gross NPA ratio of the bank rose from 2.99% to 3.15%, making the situation worse. On the other hand, net NPA ratio improved to 2 per cent from 2.06 per cent.

The Net Interest Income of the bank has shown an improvement of 23% and it went to Rs 3,047 crore. However, other income declined 16 per cent to Rs. 914 crore in the fourth quarter of fiscal 2013. Total advances of the bank increased by 28% and Deposits grew 25 per cent on increased current and savings account portfolio. Further the bank reported that the bank is planning to monetize its overseas and real estate business this year.