| Charges for non maintenance of minimum quarterly average balance |
Saving Bank Accounts with Cheque facility
Urban/Metro : Rs.50/- per month
Rural : Rs. 25/- per month
SU : Rs.50/- per month
Savings Bank A/c at CBS Branches irrespective of classification of Area
If Quarterly Average Balance (QAB) of Rs.1000/- is not maintained :
- Rs.100 per quarter
Saving Bank Accounts without Cheque facility
Urban/Metro : Rs.50/- per month
Rural : Rs.15/-- per month
SU : Rs.50/- per month
Savings Bank A/c at CBS Branches irrespective of classification of Area
If Quarterly Average Balance (QAB) of Rs.1000/- is not maintained :
- Rs.100 per quarter |
| ATM transaction at own bank |
Nil |
| Cash withdrawal at ATMs in India |
Transaction Charge for Partner banks
Other bank VISA ATMs (in India)
Rs.50/-
Transaction Charge for Non-Partner banks
Other bank VISA ATMs (in India)
Rs.50/- |
| Cash withdrawal at ATMs in outside India |
Transaction Charge for Partner banks
(Other bank’s ATM on NFS network)
Rs.20/-
Other bank VISA ATMs (Abroad)
Rs.125/-
Transaction Charge for Non-Partner banks
Other bank VISA ATMs (Abroad)
Rs. 125/- |
| Debit Card Fees |
Membership fee NIL up to 31.12.2008
Annual Fee NIL up to 31.12.2008
Late Payment Charges Not Applicable |
| Balance inquiry at own bank |
Nil |
| Balance inquiry at Other banks |
(Other bank’s ATM on NFS network)
Rs.10/- per enquiry.
Other bank VISA ATMs (in India)
Rs15/-
Other bank VISA ATMs (Abroad)
Rs. 30/- |
| Debit card renewal charges |
The renewal fees of Rs 100/-per year is waived for 3 years, i.e. ,up to 31.12.2008 |
| Replacement of Debit Card |
Rs.150/- |
| Issue of DD drawn on base Bank/banks branch by cheque/transfer |
Upto Rs.1000/- -- Rs.20/-
Above Rs.1000/- to Rs.10000/- --Rs. 35/-
Above Rs10000/- -- Rs. 3.00 per Rs.1000/- or part thereof subject to min. of Rs.35/- & maximum Rs.12000/-
Note : Against tender of cash for any mode of remittance--> 50% higher charges over above floor rates.
DD-Duplicate
Rs.75/- per instrument.
(In case of lost instrument, 50% of value of instrument subject to max Rs.100/-) |
| DD cancellation/Revalidation |
DD-Cancellation
Rs.75/- per instrument.
(In case of lost instrument, 50% of value of instrument subject to max Rs.100/-)
DD-Revalidation Nil
DD-Cancellation No such arrangement with other banks
DD-Revalidation No such arrangement with other banks |
| DD drawn on correspondent location/other bank |
DD-Issue No such arrangement with other banks
DD-Duplicate No such arrangement with other banks |
| Statement/Duplicate Account Statement |
Rs. 50/- per Duplicate Statement with latest balance only. Charges for previous entries (if required) Rs. 50/- per ledger page or part thereof.
Note :
For accounts maintained on computers, 30 entries or part thereof be treated as one ledger page |
| Cheque Books |
Issue of loose cheque leaves
40 leaves will be free in a financial year. Free supply of cheque books in a SB a/c will be on pro-rata basis, i.e. 20 cheque leaves for -6- months and/or part thereof. ) Subsequent cheque book @ Rs. 2.50 per leaf for MICR/NON MICR Cheque books. |
| Pass Book |
Issue of duplicate pass book
Rs. 50/- per Duplicate pass book with latest balance only. Charges for previous entries (if required) Rs. 50/- per ledger page or part thereof.
Note :
For accounts maintained on computers, 30 entries or part thereof be treated as one ledger page |
| Outstation cheque collection |
Outstation through own bank
Upto Rs. 5000/- - Rs. 25/-
Above Rs.5000/- to Rs.20000/- -- Rs. 4.00 per Rs.1000/- or part thereof subject to min. of Rs.40/-
Above Rs20000/- -- Rs. 4.50 per Rs.1000/- or part thereof subject to maximum Rs.12500/-
Outstation through another bank
Other bank charges plus 50% of our charges to be recovered. |
| Return of Cheque |
Bouncing of cheques- Local
A) Cheque deposited & Returned Unpaid (Inward Return) Rs.75/-per instrument. (irrespective of nature of reasons) In respect of inward clearing cheques returned unpaid due to financial reasons, Intt. @ BPLR+3.5% p.a. for the period the bank was out of funds is also to be recovered.
B) Cheque drawn on us (Outward Return )– Rs. 100/- (in respect of cheque returned for financial reasons) and Rs. 50/- for other reasons.
C) For transfer cheques received at the branch, charges to be recovered from the drawer of the cheque.
Bouncing of cheques- outstation- through own bank
50% of our collection charges subject to a minimum of Rs.75/-
Bouncing of cheques- outstation- through another bank
50% of our collection charges subject to a minimum of Rs.75/- plus other bank’s charges, if any. |
| Stop Payment for individual cheque or a range of cheques |
Rs.50/- per instrument
In case of loss of complete blank cheque book
Max. ceiling as below :
Savings Bank – Rs.200/- |
| Closure of Account |
Premature closure of A/cs -(within a year) - All Centres
SB A/c -
Individuals : Rs.150/-
Others : Rs. 500/-
For CBS Branches : Irrespective of Area and whether of Individual or Others, if account is closed within a year : - Rs.100/-
Closure of Account due : No charges to death of Account Holder |
| Interest Certificate |
Nil |
| Balance Certificate |
Rs.20/- per certificate (for individuals)
Rs.30/- per certificate for others. |
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