No Frills Salary Account
Bank HDFC Bank
Category Salary Account
Minimum AQB
(Average Quarterly Balance)
No Initial Payment is required to open a 'No Frills' account and No Average Quarterly Balance needs to be maintained.
Interest Rate 4%
Card Offered ATM cum Debit Card
ATM Card Free
ATM Card - Replacement charges Rs.100 (plus taxes)
Main Features

  • Access a wide network of branches and over a thousand ATMs across the country to meet all your banking needs.

  • Bank conveniently with facilities like Free NetBanking and MobileBanking.

  • Use the Free Electronic Funds Transfer (EFT) facility to transfer funds from your HDFC Bank account to an account in another Bank at the locations as specified by RBI.

  • Enjoy Free IVR based PhoneBanking. (Agent assisted calls will be charged*).

  • Get Free Quarterly Account Statements.

  • Free Monthly email statements (optional).

  • Access your account through a Free ATM Card.

  • Enjoy free Cash Deposits at Branch/ATM.

  • Free Cash withdrawals per Month at Branch and HDFC Bank ATMs

    • This includes 1 Cash withdrawal per month at the Branch and 2 Cash withdrawals per month at HDFC Bank ATMs

    • Additional ATM Cash withdrawals in the month will be charged Rs. 15/- per transaction. Other transactions like cheque deposit, balance enquiry and mini-statement at the ATMs will be free of charge and without any restrictions

    • Additional Branch Cash withdrawals in the month will be charged @ Rs.50/- per transaction. Cheque deposits at branches will be free of charge and without any restrictions

  • Free ATM Card for life.

  • International Debit Card available only on request at the branch @ Rs. 100/- p.a. for each applicant.

  • First Chequebook consisting of 25 leaves free and subsequent cheque books to be charged at the rate of Rs 5/- per cheque leaf.

  • Take advantage of BillPay, an instant solution to all your frequent utility bill payments. Instruct for payment over the phone or through the Internet.

  • Enjoy InstaAlerts via e-mails or SMS at nominal charges.

  • Avail facilities like Safe Deposit Locker, Sweep-In and Super Saver on your account.

  • Free Passbook facility available at home branch for account holders (individuals) .

 Fees & charges
 Services & Features
 Eligibility Criteria
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