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Credit Cards   Auto Loans   Home Loans   Personal Loan         Fixed Deposits   Savings Accounts   Education Loans   Auto Insurance     SAVING ACCOUNT DETAIL Power Account Highlights Bank Indian Bank Category Salary Account Minimum AQB (Average Quarterly Balance) Savings Bank account with a minimum balance of Rs.5,000/- For permanent staff members in select organizations further concession in maintenance of minimum balance including zero balance will be considered based on merits by Head Office. Interest Rate 4% Card Offered ATM Card Free of charge value-added ATM card attracting discounts for purchases with well established business concerns in major metro cities, discount in internet telephone card, concession in internet surfing charges with leading internet cafes. Main Features Instant credit of outstation cheques upto Rs.20,000/- Sanction within 24 hours of Clean loan facility upto Rs.25,000/- repayable within a maximum period of 10 months at interest rate of PLR + 1% (presently 12.50%) No processing charges while availing various structured loan products such as Home Loan, Consumer Loan and Vehicle Loan. Free of charge value-added ATM card attracting discounts for purchases with well establised business concerns in major metro cities, discount in internet telephone card, concession in internet surfing charges with leading internet cafes.  Fees & charges   Fees & charges Cash Transaction Withdrawal Drawings against local cheques of Government/PSU/reputed joint stock companies upto a maximum of Rs.25,000/- Balance inquiry at own bank Nil Balance inquiry at Other banks Through ATMs of other Banks – Rs.5/- inclusive of ST Issue of DD drawn on base Bank/banks branch by cheque/transfer Free of charge remittances (DD, MT and TT) upto Rs.1.00 lakh per month subject to a maximum of 25 such transactions. Above Rs.1 Lakh 0.26% Minimum Rs.300/- Maximum Rs. 11250/- DD cancellation/Revalidation DD value upto Rs.100/- Rs.30/- DD value above Rs.100/- Rs.60/- flat DD duplicate Rs.75/- per instrument DD Revalidation Rs.60/- per instrument Statement/Duplicate Account Statement Issue of Duplicate statement Rs.35/- Cheque Books Personalized cheque books specially designed Pass Book Issue of duplicate pass book Rs. 35/- Outstation cheque collection Outstation through own bank Upto Rs.1000 Rs.30/- Above Rs.1000 to Rs.5000 Rs.45/- Above Rs.5000 to Rs.10000 Rs.65/- Above Rs.10000 to Rs.1 Lakh 0.45% Minimum Rs.65/- Maximum Rs. 450/- Above Rs. 1 Lakh to Rs. 10 Lakhs 0.40% Minimum Rs. 450/- Maximum Rs.4000/- Above Rs.10 Lakhs 0.35% Minimum Rs.4000/- Maximum Rs.14000/- Return of Cheque Outstation through another Bank Bouncing of cheques - Local Outward return 1. For cheques upto Rs.50000 Rs. 75/- per cheque 2. More than Rs.50000/- to less than Rs. 5 Lakhs. Rs. 150/- 3. More than Rs.5 Lakhs to less than Rs. 10 Lakhs. Rs. 500/- 4. Rs.10 Lakhs and above Rs.1250/- Inward return Bouncing of cheques – Outstation – through own bank. 50% of the collection charges – Minimum of Rs.30/- per instrument Bouncing of cheques – Outstation – through another Bank 50% of the collection charges—Minimum of Rs. 30/- per instrument. In addition, the actual charge claimed by the other Bank has also to be recovered. Stop Payment for individual cheque or a range of cheques Rs.30 per occasion Closure of Account Ordinary SB account Rs. 60/- SB (Cheque operated) accounts Rs.115/- Inoperative account Interest Certificate One time free per half year Other than one time, Rs.25 per certificate Balance Certificate One time free per half year Other than one time Rs.25 per certificate  Services & Features   Services & Features Overdraft Facility No Reward Points No Internet Banking Yes Phone Banking Yes Mobile Banking No SMS Alerts No  Eligibility Criteria   Eligibility Criteria Individuals who have regular employment or are self-employed or are professionals or business people.  Terms & Conditions   Terms & Conditions Savings Bank Accounts Rules Show All Saving Accounts ACCOUNTS BY BANKS ABN AMRO Allahabad Bank Amanath Co-operative Bank Ltd. Andhra Bank Andhra Pradesh Mahesh Co-Op Urban Bank Ltd. AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Bhartiya Mahila Bank Bombay Mercantile Co-operative Bank Limited Canara Bank Catholic Syrian Bank Central Bank of India Centurion Bank of Punjab Citi Bank City Union Bank Ltd. Coastal Local Area Bank Ltd Corporation Bank Dena Bank Deutsche Bank Development Credit Bank Ltd. Dhanlaxmi Bank Dombivli Nagari Sahakari Bank Ltd. Federal Bank HDFC Bank HSBC Bank ICICI Bank IDBI Bank Indian Bank Indian Overseas Bank IndusInd Bank ING Vysya Bank Jammu & Kashmir Bank Janakalyan Sahakari Bank Ltd Karnataka bank Karur Vysya Bank Kotak Mahindra Bank NKGSB CO-OP Bank LTD. Nutan Nagarik Sahakari Bank Limited Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank Rajkot Nagarik Sahakari Bank Ltd. Repco Bank Royal Bank of Scotland Rupee Co-op. Bank Ltd. South Indian Bank Standard Chartered Bank State Bank of Bikaner and Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Patiala State Bank of Travancore Syndicate Bank Tamilnad Mercantile Bank Ltd The Greater Bombay Co-operative Bank Ltd The Haryana State Cooperative Apex Bank Ltd THE HP State Co-operative Bank Ltd. The Karad Urban CO-OP Bank Ltd The Lakshmi Vilas Bank Limited The Ratnakar Bank Ltd. The Saraswat Coop Bank Ltd The Surat People’s Cooperative bank The Thane Janata Sahakari Bank Ltd UCO bank Union Bank of India United Bank of India Vijaya Bank YES Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans Auto Insurance   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans Auto Insurance   EDITORS' PICKS Evaluate Hidden costs before buying a house Know all about non-bank fixed deposits For what purpose do you want to invest in... An analysis of prepaid travel cards Are you ready to file your taxes? Please...

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