Overdraft interest |
upto 2 Month’s Salary and the interest rate applicable is 3.50% above BPLR. |
Cash Transaction |
Free upto Rs 20,000/- per transaction
Above Rs.20,000/- Rs20/- per transaction |
ATM transaction at own bank |
Free at all SBI Group ATMs |
Debit Card Fees |
Annual maintenance fee from the second year of issuance - Rs. 50 |
Balance inquiry at own bank |
Free at all SBI Group ATMs |
ATM cash withdrawl limit |
Rs 15000 |
Replacement of Debit Card |
Rs.200/- |
Issue of DD drawn on base Bank/banks branch by cheque/transfer |
Upto Rs.5,000/- Rs. 25
Above Rs.5000/- upto Rs.10,000/- Rs. 40
Above Rs10,000 upto Rs.1,00,000/- Rs.3 per Rs.1000/- or part
thereof (min. Rs. 50/-)
Above Rs.1,00,000/- Rs.2.50 per Rs.1000/- or
part thereof. |
DD cancellation/Revalidation |
Rs.100/- per instrument |
Statement/Duplicate Account Statement |
Free – Quarterly. The customers have a choice between account statement and passbook. If account statement is selected, passbook will not be issued. |
Cheque Books |
40 leaves free in a year, extra leaves available at Rs 2/- per leaf. |
Pass Book |
Free.
duplicate passbook -
With latest Balance Rs.100/- additional Rs.100/- per folio (40 entries) for additional previous entries |
Outstation cheque collection |
Upto Rs.10000/- Rs.50/- + service tax per instrument
Rs.10001/- to Rs.1,00,000/- Rs.100/- + service tax per instrument
Rs.1,00,001/- and above Rs.150/- + service tax per instrument |
Return of Cheque |
Due to insufficient funds -
For Cheques upto Rs.1,00,000/-, Rs.100/-+out of pocket expenses if any
For cheques above Rs.1,00,000/-, Rs.200/- + out of pocket expenses if any
Due to technical reasons -
Rs.75/- + other bank charges if any |
Stop Payment for individual cheque or a range of cheques |
Rs.50/- per instrument up to 3 leaves.
Range of cheques –Rs.200/- |
Closure of Account |
Upto 6 months -
Individual Rs.250/- Companies Rs.1000/-
After 6 months and before 12 months -
Individual Rs.150/- Companies Rs.500/- |
Interest Certificate |
First Free Extra copy Rs.100/- per certificate |
Balance Certificate |
Rs.100/- per instance |