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Credit Cards   Auto Loans   Home Loans   Personal Loan         Fixed Deposits   Savings Accounts   Education Loans   Auto Insurance     SAVING ACCOUNT DETAIL Lakshmi Savings Star Gold Highlights Bank The Lakshmi Vilas Bank Limited Category Privileged Account Minimum AQB (Average Quarterly Balance) Rs. 20,000 Interest Rate 4% Card Offered ATM cum Debit Card Free cash withdrawal at our ATMs as well as Cash Tree,NFS & BANCS ATMs Main Features In order to avail benefits and avoid penalty the account holder requires to maintain a minimum account balance of Rs. 20,000. No charges are applicable on the collection of outstation cheques, issue of DD. Facilities like internet banking, SMS alerts and Free RTGS/NEFT facilities are offered for free with this account. Duplicate passbook and stop payment facility are available for free. ATM card will be issued with this account. Account holder will get free monthly account statement through E-Mail.  Fees & charges   Fees & charges Charges for non maintenance of minimum quarterly average balance Rs. 100 per month Cash Transaction Withdrawal Rs. 1 Lac withdrawal per day at other branches Cash Deposit At base branch - free At non-base branch - free up to Rs. 50,000 and Re 1 per Rs 1000 there after ATM transaction at own bank Free Cash withdrawal at ATMs in India Rs. 100 Debit Card Fees Annual fee - 75 exempted for the first year Balance inquiry at own bank Free Replacement of Debit Card Duplicate card - Rs. 200 Issue of DD drawn on base Bank/banks branch by cheque/transfer No charges applicable Pass Book Free duplicate passbook Outstation cheque collection No charges applicable Return of Cheque Returned due to insufficient funds - Rs. 100 per cheque Stop Payment for individual cheque or a range of cheques Free Closure of Account Rural - Rs. 100 Non Rural - Rs. 150 Interest Certificate Rs.50/- Rural Rs.100/- Others Balance Certificate Rs.50/- Rural Rs.100/- Others  Services & Features   Services & Features Overdraft Facility No Reward Points No Internet Banking Yes Phone Banking No Mobile Banking No SMS Alerts Yes  Special Offers   Special Offers Free Personal Accident Insurance Cover (Death Risk) of Rs. 2 Lac (renewable every year) for the First person alone.  Eligibility Criteria   Eligibility Criteria As per existing Savings Bank Account norms for Individuals Average Monthly Minimum Balanceof Rs. 20,000. Show All Saving Accounts ACCOUNTS BY BANKS ABN AMRO Allahabad Bank Amanath Co-operative Bank Ltd. Andhra Bank Andhra Pradesh Mahesh Co-Op Urban Bank Ltd. AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Bhartiya Mahila Bank Bombay Mercantile Co-operative Bank Limited Canara Bank Catholic Syrian Bank Central Bank of India Centurion Bank of Punjab Citi Bank City Union Bank Ltd. Coastal Local Area Bank Ltd Corporation Bank Dena Bank Deutsche Bank Development Credit Bank Ltd. Dhanlaxmi Bank Dombivli Nagari Sahakari Bank Ltd. Federal Bank HDFC Bank HSBC Bank ICICI Bank IDBI Bank Indian Bank Indian Overseas Bank IndusInd Bank ING Vysya Bank Jammu & Kashmir Bank Janakalyan Sahakari Bank Ltd Karnataka bank Karur Vysya Bank Kotak Mahindra Bank NKGSB CO-OP Bank LTD. Nutan Nagarik Sahakari Bank Limited Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank Rajkot Nagarik Sahakari Bank Ltd. Repco Bank Royal Bank of Scotland Rupee Co-op. Bank Ltd. South Indian Bank Standard Chartered Bank State Bank of Bikaner and Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Patiala State Bank of Travancore Syndicate Bank Tamilnad Mercantile Bank Ltd The Greater Bombay Co-operative Bank Ltd The Haryana State Cooperative Apex Bank Ltd THE HP State Co-operative Bank Ltd. The Karad Urban CO-OP Bank Ltd The Lakshmi Vilas Bank Limited The Ratnakar Bank Ltd. The Saraswat Coop Bank Ltd The Surat People’s Cooperative bank The Thane Janata Sahakari Bank Ltd UCO bank Union Bank of India United Bank of India Vijaya Bank YES Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans Auto Insurance   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans Auto Insurance   EDITORS' PICKS Personal loan EMI calculator from RupeeTimes Repaying multiple loans – Which one... Investment options to Save Tax under... The right age for home loans! Complete guide to education loans in India

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