| Charges for non maintenance of minimum quarterly average balance |
Individuals / Non-Corporates Rs. 17/- per month
Special Category People (Pensioners, Senior Citizens[those above 60 yrs of age], and Individuals in rural areas) Rs. 15/- per month
Incidental Charges on Inoperative Accounts
i) Where the balance is less than Rs. 1000/-
Individuals / Non-Corporates Rs. 28/- per half year
Special Category People (Pensioners, Senior Citizens[those above 60 yrs of age], and Individuals in rural areas) Rs. 25/- per half year
ii) Where the balance is Rs. 1000/- and above
Individuals / Non-Corporates Nil
Special Category People (Pensioners, Senior Citizens[those above 60 yrs of age], and Individuals in rural areas) Nil |
| Cash Transaction |
Cash transactions (HOC 189/05)
i) Withdrawal by the account holder (himself) against Multi City Cheques [Under SB Account up to Rs. 50,000/- and under other operative account [C.A/c, CC(M), CC(H)]up to Rs. 1.00 lac.]:
Individuals / Non-Corporates Nil
Special Category People (Pensioners, Senior Citizens[those above 60 yrs of age], and Individuals in rural areas) Nil
ii) Deposit of cash (in other than parent branch) for the credit of SB Account up to Rs. 50,000/- and other operative account up to Rs. 1.00 lac.
a) Within the Clearing Centre -
Individuals / Non-Corporates Nil
Special Category People (Pensioners, Senior Citizens[those above 60 yrs of age], and Individuals in rural areas) Nil
b) Outside the Clearing Centre -
Individuals / Non-Corporates 50% of existing ‘exchange’ on remittances without any out of pocket expenses
Special Category People (Pensioners, Senior Citizens[those above 60 yrs of age], and Individuals in rural areas) 50% of existing ‘exchange’ on remittances without any out of pocket expenses |
| Cash Transaction Withdrawal |
Non compliance with rule regarding maximum withdrawals in Savings Bank account:
If withdrawals exceed 50 times per half year:
Individuals / Non-Corporates Rs. 12/- per half year
Special Category People (Pensioners, Senior Citizens[those above 60 yrs of age], and Individuals in rural areas) Rs. 10/- per half year |
| ATM transaction at own bank |
Vijaya Bank’s ATM cash withdrawal
Individuals / Non-Corporates Free
Special Category People (Pensioners, Senior Citizens[those above 60 yrs of age], and Individuals in rural areas) Free |
| Cash withdrawal at ATMs in India |
NFS ATMs in India
Individuals / Non-Corporates Rs. 15/-
Special Category People (Pensioners, Senior Citizens[those above 60 yrs of age], and Individuals in rural areas) 15/-
Other banks’ ATMs in India:
Individuals / Non-Corporates Rs. 35/-
Special Category People (Pensioners, Senior Citizens[those above 60 yrs of age], and Individuals in rural areas) 35/- |
| Cash withdrawal at ATMs in outside India |
Other banks’ ATMs abroad
Individuals / Non-Corporates Rs. 35/-
Special Category People (Pensioners, Senior Citizens[those above 60 yrs of age], and Individuals in rural areas) 35/- |
| Debit Card Fees |
Free DEBIT Card
ii) Hot listing :
Individuals / Non-Corporates Rs. 50/-
Special Category People (Pensioners, Senior Citizens[those above 60 yrs of age], and Individuals in rural areas) Rs. 50/- |
| Balance inquiry at own bank |
Individuals / Non-Corporates Nil
Special Category People (Pensioners, Senior Citizens[those above 60 yrs of age], and Individuals in rural areas) Nil |
| Balance inquiry at Other banks |
NFS ATMs in India
Individuals / Non-Corporates 10/-
Special Category People (Pensioners, Senior Citizens[those above 60 yrs of age], and Individuals in rural areas) 10/-
Other banks’ ATMs in India:
Individuals / Non-Corporates 15/-
Special Category People (Pensioners, Senior Citizens[those above 60 yrs of age], and Individuals in rural areas) 15/- |
| Replacement of Debit Card |
Individuals / Non-Corporates Rs. 100/-
Special Category People (Pensioners, Senior Citizens[those above 60 yrs of age], and Individuals in rural areas) Rs. 100/-
Cancellation charges (Applicable if cancelled in the first card year]
Individuals / Non-Corporates Rs. 100/-
Special Category People (Pensioners, Senior Citizens[those above 60 yrs of age], and Individuals in rural areas) Rs. 100/- |
| Issue of DD drawn on base Bank/banks branch by cheque/transfer |
Individuals / Non-Corporates Rs. 56/- per instrument
Special Category People (Pensioners, Senior Citizens[those above 60 yrs of age], and Individuals in rural areas) Rs. 50/- per instrument |
| DD cancellation/Revalidation |
Cancellation of Drafts:
Individuals / Non-Corporates Rs. 28/‑ per instrument
Special Category People (Pensioners, Senior Citizens[those above 60 yrs of age], and Individuals in rural areas) Rs. 25/‑ per instrument
Revalidation of Drafts:
Individuals / Non-Corporates Rs. 28/‑ per instrument
Special Category People (Pensioners, Senior Citizens[those above 60 yrs of age], and Individuals in rural areas) Rs. 25/‑ per instrument |
| Statement/Duplicate Account Statement |
i) At parent CBS branch:
Individuals / Non-Corporates Nil
Special Category People (Pensioners, Senior Citizens[those above 60 yrs of age], and Individuals in rural areas) Nil
ii) At other CBS branches
Individuals / Non-Corporates As applicable to issue of duplicate statement
Special Category People (Pensioners, Senior Citizens[those above 60 yrs of age], and Individuals in rural areas) Nil |
| Cheque Books |
Free issue of 100 cheque leaves in a year.
Free issue of multicity cheque books with 25 leaves at CBS Branches |
| Pass Book |
i) For issue of a duplicate passbook with only the latest balance:
Individuals / Non-Corporates Rs. 28/-
Special Category People (Pensioners, Senior Citizens[those above 60 yrs of age], and Individuals in rural areas) Rs. 25/-
ii) For recording additional / previous entries - Per page:
Individuals / Non-Corporates Rs. 17/-
Special Category People (Pensioners, Senior Citizens[those above 60 yrs of age], and Individuals in rural areas) Rs. 15/- |
| Outstation cheque collection |
Individuals / Non-Corporates 50% of the prescribed collection charges as prescribed above subject to a minimum of Rs.56/‑
Special Category People (Pensioners, Senior Citizens[those above 60 yrs of age], and Individuals in rural areas) 50% of the prescribed collection charges as prescribed above subject to a minimum of Rs.50/‑ |
| Return of Cheque |
Cheques issued by our account holders but returned unpaid by us through clearing or across the counter for want of funds and / or cheques deposited by our account holders but returned unpaid by other banks for want of funds:
Individuals / Non-Corporates Rs.28/- for deposited cheque returned Rs. 34/- for issued cheque returned
Special Category People (Pensioners, Senior Citizens[those above 60 yrs of age], and Individuals in rural areas) Rs.25/- for deposited cheque returned Rs. 31/- for issued cheque returned |
| Stop Payment for individual cheque or a range of cheques |
Individuals / Non-Corporates Rs. 28/- for SB / Rs. 56/- for C.A/c / CC (M) / CC (H)
Special Category People (Pensioners, Senior Citizens[those above 60 yrs of age], and Individuals in rural areas) Rs. 25/- for SB / Rs. 50/- for C.A/c / CC (M) / CC (H) |
| Closure of Account |
[Except in case of death of depositor, transfer to another branch, transfer for term deposits or for opening another joint account]
Individuals / Non-Corporates Rs. 56/- per account if closed within 12 months; Rs. 28/- per account if closed after 12 months
Special Category People (Pensioners, Senior Citizens[those above 60 yrs of age], and Individuals in rural areas) Rs. 50/- per account if closed within 12 months; Rs. 25/- per account if closed after 12 months |
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