Articles found for "lending rates"
February 5, 2015
Banks expected to cut down the rates
February 4, 2015
RBI kept the rates unchanged
December 12, 2014
BOM bank has lowered its lending rates
December 9, 2014
A report on banks reducing their term deposit rates
December 8, 2014
SBI lowered its rates by 0.25%
November 5, 2014
Credit growth drops down this festive season
May 23, 2014
Banks unlikely to cut home loan rates
April 9, 2014
Vijaya bank revised its rates
February 25, 2014
Hike in the lending rates of the fresh loans
February 4, 2014
Home loan buyers in a worry
January 29, 2014
0.25 % Hike in repo rates : RBI
December 19, 2013
Reliefs for banks, but borrowers still have to wait.
September 10, 2013
The Union Bank Increases Base Rate To 10.25% And Ups Non Resident Indian Deposits
August 26, 2013
The Private Sector Laxmi Vilas Bank Joins Other Banks And Increases Lending Rate By .5 Percent
August 22, 2013
Automobile, home and personal loans would become costly due to the deteriorating rupee
June 20, 2013
FinMin to meet chief executives of PSBs to review bank performances
June 18, 2013
Banks rules out cut in lending rate, expects rate cuts in July by RBI
June 14, 2013
FinMin to ask PSU bank chiefs to pass on benefit of rate cut to borrowers
April 11, 2013
NBFCs expects CRR cut in RBI policy review
April 5, 2013
RBI should cut CRR by 50 bps to ease liquidity pressure: Bankers
March 29, 2013
HDFC Bank reduces lending rates by 0.1%
March 25, 2013
Bankers have ruled out immediate cut in lending rate
March 21, 2013
Customers might not get immediate benefits of rate cut: UCO Bank
March 19, 2013
SBI chief expects RBI to cut key policy rates
February 8, 2013
Manappuram Finance Q3 net profit dips by 48%
February 4, 2013
Central Bank of India reduces rates on retail loans and deposits
February 1, 2013
PNB and Union Bank cuts its lending rates
January 30, 2013
Bank’s lending rates set to become less expensive, following repo rate cut
January 24, 2013
Bankers may not slash lending rates even if RBI reduces policy rates
January 16, 2013
Improvement in economic scenario could lead RBI to slash rates: BofA- ML Report
January 14, 2013
Home loans interest rates may come down: Analysts
December 31, 2012
HDFC Bank cuts lending rates, loans to be cheaper
December 14, 2012
RBI may keep interest rates unchanged in mid- quarter monetary policy
December 11, 2012
Reserve Bank of India expected to keep policy rates unchanged on Dec 18: Research
November 23, 2012
Interest Rates kept unchanged: SBI
November 9, 2012
State Bank of India contemplating a rate cut in retail loans segment
DHFL lowers its home loan rates by 0.25%
November 8, 2012
SBI might lower its lending rate: Mr. Pratip Chaudhuri
Bankers refuse to reduce lending rates unless RBI cuts repo rate
October 31, 2012
SBI contemplating a reduction in interest rates of retail loans
CRR cut by 25 basis points was expected: Karnataka Bank
October 15, 2012
Credit, deposits rise in last 6 months: RBI
October 8, 2012
Central Bank of India to cut deposit rates, launches combo loans
September 26, 2012
State Bank of India contemplating a cut in interest rates of retail loans
National Housing Bank slashes lending rates; brings it down to 10%
September 18, 2012
Banks could reduce lending rates following the CRR cut by RBI
RBI reduces cash reserve ratio by 25 bps in its mid-quarter monetary policy review
August 31, 2012
OBC to slash rates on deposits
August 27, 2012
Banks to sanction more agri loans due to monsoon deficit
Central Bank of India to reduce interest rates on home, car loans from Sept 1
August 22, 2012
RBI and FinMin directs banks not to bid for bulk deposits
July 18, 2012
Base rate to remain unchanged till the next quarter: Center for Monitoring Indian Economy
July 11, 2012
No further reduction in lending rates: Dena Bank
July 2, 2012
SBI increases interest rate on term deposits by 25 basis points
June 21, 2012
SBI to soon slash the loan rates to exporters
June 14, 2012
Banks see a growth in advances and deposits
June 12, 2012
A reduction in Cash Reserve Ratio might result in cheaper loans
June 8, 2012
SBI slashes term deposit rates by 25 basis points
May 18, 2012
Oriental Bank of Commerce to offer cheaper education loans
May 16, 2012
Getting a loan to be easy on pocket; OBC cuts lending rates
February 29, 2012
Union Bank of India alludes at lowering lending rates
February 28, 2012
Axis Bank not to lower interest rates as of now
February 22, 2012
Interest rates on home loans reduced by Central Bank of India
February 16, 2012
New fiscal year may witness dip in the lending rates
February 13, 2012
Govt. pondering over revision of tax exemption on interest paid over home loan
February 3, 2012
HDFC Bank hikes deposit rates
January 31, 2012
ICAI asks to increase tax exemption limit on home loans
January 27, 2012
No interest rate cut from Corporation Bank for the time being
January 25, 2012
CRR rate cut may prompt lenders to lower interest rates
December 30, 2011
New Year brings new hope of lowering of lending rates
Union Bank slashes interest rate
December 6, 2011
BPLR revised by Indian Overseas Bank
November 16, 2011
Rise deposits rates, sink lending rates: suggests RBI
November 8, 2011
Should interest rate only be considered in choosing a home loan?
October 31, 2011
Savings rate upped by Kotak Mahindra Bank
October 4, 2011
Loan rates hiked by ING Vysya Bank
September 30, 2011
Lending rates revised by Bank of Maharashtra
September 28, 2011
Lending rates revised by State Bank of Travancore
September 20, 2011
Lending rates raised by Dhanlaxmi Bank
September 19, 2011
Rate hike by BoM likely in few days
September 5, 2011
Lending rates hiked by StanChart
August 26, 2011
RBI says base rate adapts better to rate fluctuations
August 16, 2011
ICICI Bank, SBI also raise lending rates
HDFC Bank goes for interest rate hike
August 10, 2011
Sweep in to Auto Sweep savings A/c
August 9, 2011
Lending rates raised by LIC housing fin
August 8, 2011
SBI gives hint towards raising lending rates
Lending rates hiked by Union Bank of India
Lending rates hiked by State Bank of Travancore
August 5, 2011
State Bank of Mysore raises lending rates
Lending rates hiked by State Bank of Hyderabad
August 4, 2011
Interst rates hiked by HSBC
Base rate raised by Karnataka Bank
August 3, 2011
Lending rates hiked by HDFC
United Bank of India announces rate hike
August 2, 2011
Indian Bank, Andhra Bank, Dhanlaxmi and two more banks raise rates
August 1, 2011
Lending rates hiked by Bank of Baroda
Lending rates raised by Corporation Bank
July 29, 2011
Base rate hiked by Bank of India
Lending rates raised by Canara Bank
July 28, 2011
ING Vysya Bank announces lending rate hike
July 27, 2011
Lending rates hiked by Yes Bank
Loans to get costlier, say bankers
July 25, 2011
Lending rates raised by Union Bank of India
July 15, 2011
Bank of Maharashtra raises lending rates
Indian Bank announces lending rate hike
Lending rates hiked by Allahabad Bank
July 13, 2011
Rate hike announced by State Bank of Hyderabad
Smaller home loans bringing more defaults
Lending rates increased by BoB, Kotak Mahindra
July 12, 2011
Lending rates raised by HDFC Bank
OBC raises lending rates
July 11, 2011
Base rate hike by Union Bank of India
Base rate hiked by Axis Bank
July 8, 2011
Base rate revised by Dhanlaxmi Bank
Lending rates hiked by Punjab & Sind Bank
July 4, 2011
Dena bank raises lending rates
ICICI Bank raises lending rates by 25 bps
Base rate hiked by three more banks
July 1, 2011
Base rate hiked by IOB
June 30, 2011
Base rate, BPLR hiked by Canara Bank
June 22, 2011
ING Vysya Bank hikes lending rates
June 20, 2011
Rate hike by RBI still keeps Indian Bank unmoved
May 30, 2011
Lending rates hiked by Development Credit Bank
May 26, 2011
Retail lending rates hiked by DHFL
May 18, 2011
Bajaj Finance plans entry in credit card domain
May 17, 2011
HSBC hikes base rate, BPLR
May 16, 2011
Lending rates hiked by HDFC Bank
May 12, 2011
Lending rates hiked by HDFC Bank
May 11, 2011
SBI raises lending rates by 75 bps
May 10, 2011
Kotak Mahindra and DCB raise lending rates
May 6, 2011
Andhra Bank likely to raise loan rates
Lending rates raised by Dena Bank, BoB and BoI
May 5, 2011
Interest rates hiked by BoM too
Loan rates upped by OBC
May 4, 2011
IDBI Bank ups loan, deposit rates
Loans all set to get dearer now
April 20, 2011
IOB and Indian Bank say no hike in base rate now
Base rate hiked by SBI
April 8, 2011
Base rate, BPLR hiked by State Bank of Mysore
April 7, 2011
Dip in fixed deposit rates expected
March 10, 2011
HSBC ups base rate
Base rate raised by Dhanlaxmi Bank
March 1, 2011
Home loan rates upped by HDFC Ltd.
February 25, 2011
Base rate raised by Kotak Mahindra Bank
February 24, 2011
Lending rates see rise for majors ICICI and HDFC Bank
February 22, 2011
Lending rates raised by Karnataka Bank
Lending rates of Indian Bank see hike
February 21, 2011
SBBJ announces interest rate hike
February 16, 2011
State Bank of Hyderabad revises FD rates
February 14, 2011
Interest rate hike announced by SBI again
Lending rates hiked by BoM, State Bank of Mysore
February 10, 2011
Union Bank of India ups BPLR
February 8, 2011
Deposit, lending rates hiked by IDBI Bank, DCB
February 7, 2011
Base rate upped by Karur Vysya Bank
February 4, 2011
Lending rates hiked by Bank of Baroda
BPLR raised by Canara Bank
February 2, 2011
Lending rates see rise in seven banks
February 1, 2011
Interest rates raised by PSBs
January 31, 2011
Corporation Bank announces hike in BPLR
OBC to raise lending rates in faction with peers
Refinance rates likely to be raised by NHB
January 28, 2011
HDFC Bank plans an interest rate hike soon
January 27, 2011
Bankers may not raise lending and deposit rates so soon
January 25, 2011
Bhatt refuses to call special home loans as teasers
January 24, 2011
Indian Bank raises prime lending rates
January 21, 2011
YES Bank posts 52% rise in profits in Q3
January 7, 2011
Lending rates hiked by State Bank of Mysore
January 5, 2011
Base rate hiked by State Bank of Travancore
Home loan rates to see upward movement: SBI
January 4, 2011
Fixed deposit rates hiked by HDFC Bank
January 3, 2011
Corporation Bank hikes base rate
Base rate raised by Kotak Mahindra Bank
December 28, 2010
Base rate hiked by Union Bank
December 24, 2010
ING Vysya to raise lending rates in next quarter
December 23, 2010
Punjab and Sind Bank raises base rate, BPLR
December 22, 2010
BoB chief expects liquidity to soften soon
Interest rates raised by Bank of Maharashtra
December 21, 2010
The recent interest rate hike
December 20, 2010
BPLR, FD rates raised by Union Bank
Home loan market not amiable to the old customer
December 17, 2010
HDFC Ltd targets credit growth of 22% this FY
December 16, 2010
IDBI Bank raises deposit, lending rates
December 15, 2010
Lending rates raised by BoI
December 14, 2010
Dena Bank hikes both base rate, BPLR and FD rates
BPLR raised by Indian Overseas Bank
December 13, 2010
Bank of Baroda raises fixed deposit rates
December 8, 2010
Syndicate Bank raises term deposit rates
December 7, 2010
SBI raises FD rates by striking 150 bps
FD rates raised by Bank of India
RBI's idea on interest rates receives mixed response
December 6, 2010
Interest rates raised by ICICI Bank
RBI asks banks to raise FD rates, cut loan rates
December 3, 2010
PLR raised by HDFC Bank
November 12, 2010
Deposit rates hiked by Kotak Mahindra Bank
Bhatt refuses to do away with teaser loans
November 10, 2010
Lending rates hiked by Kotak Mahindra Bank
November 3, 2010
Interest rates hiked by IDBI Bank
October 19, 2010
Base rate hiked by Union Bank of India
Base rate for SBI likely to rise by December
October 11, 2010
Deposit rates hiked by HDFC Bank
October 7, 2010
Lending rates raised by Srei Infra & Equipment Finance
October 6, 2010
Lending rates hiked by ICICI Bank
October 4, 2010
Base rate, BPLR see rise for more banks
October 1, 2010
Deposit rates hiked by SBI, PNB
September 22, 2010
Deposit rates hiked by 0.25% by Kotak Mahindra Bank
September 21, 2010
SBI refreshes credit offtake target to 18%
Base rate to remain unchanged for Yes Bank
September 20, 2010
Interest rates not to see any rise before October
Interest rates not to rise immediately: O P Bhatt
August 23, 2010
BPLR hike unable to take customers to base rate
August 19, 2010
Lending rates hiked by State Bank of Indore
August 17, 2010
IBA says lending rates need to be raised
August 13, 2010
Deposit and lending rates of SBI to see a hike soon
August 9, 2010
PLR rates see 50 bps hike by Bank of Baroda
April 14, 2010
Indian banks perform better than Asian counterparts in revenue generation
April 8, 2010
Feud over base rate still continues
Axis Bank CMD says lending rates to rise slowly in next two quarters
April 2, 2010
Lending rates to rise for ICICI Bank
April 1, 2010
Teaser loans not to be extended by most banks
March 23, 2010
RBI’s repo rate hike doesn’t seem to panic banks: stable lending rates expected
March 22, 2010
New entrants in banking industry to operate all over India
Home and auto loan rates to soar soon: RBI rates rise by 25bps
March 19, 2010
Banks show sluggish trend of capital raising regime before FY’11
March 18, 2010
Deposit rates hiked by Indian Overseas Bank
16% credit target of RBI forces banks to lower lending rates
March 17, 2010
Base rate system may sweep priority sector crowd towards commercial papers
March 10, 2010
BPLR or Base rate?? Which is better…?
March 5, 2010
Season for teaser loans evanishes for ICICI, HDFC and Kotak Mahindra Bank
March 2, 2010
Pre penalty if abolished may result in banks burdening customers: RBI
February 26, 2010
Banks attracting customers again with high deposit rates
December 29, 2009
Rates to remain stable: SBI
December 24, 2009
Banks demand freedom regarding pricing of loans
December 21, 2009
Bankers expect rate hike in 2010
December 14, 2009
Law makers to soon put checks on high interest
November 18, 2009
Banks should lower rates to attract businesses: Assocham
November 3, 2009
SBI posted a 10 percent hike in net interest income
October 28, 2009
PNB grants a loan worth Rs 150 crore to Bandhan
October 23, 2009
Decrease in disbursal of sub-PLR loans
October 8, 2009
SBI raises interest rates on corporate loans
October 7, 2009
SBI slashes deposit rates
September 24, 2009
World Bank aids India in faster recovery
September 22, 2009
Home loan rates could go up soon
August 11, 2009
SBI rolls out ‘My Home' campaign for home loan
IDBI Bank lowers auto loan & deposit rates
August 10, 2009
Independence special offer on HDFC home loans
August 6, 2009
PNB opens first micro-fin branch in Bihar
August 4, 2009
Can Fin Homes slashes interest rates
August 3, 2009
Borrowing rate set to increase - HDFC Bank
UCO Bank may cut rates by 50 basis points
Bank loans & deposits shrink
July 30, 2009
Consumer Loans might not get further cheaper
RBI’ PLR lowest in nine years, no fresh changes
July 23, 2009
HDFC reduces rates for new mortgage borrowers by up to 50 bps
July 22, 2009
HDFC Bank reduces PLR by 25 bps
July 20, 2009
Moody hints at rise in interest rates & NPAs
SBI to organize home loan fair
July 17, 2009
Minister says no security on edu loans up to Rs. 4 lakhs
NABARD trims lending rate by 50 bps
July 16, 2009
Customers complain against high int. rates on credit cards
July 14, 2009
SBT launches special loan scheme for doctors
SBT set-ups new branches
Budget proposals likely to raise interest rates: IDBI
July 13, 2009
There's little room left for rate cuts: Bankers
July 9, 2009
Interest rates to might soar in near future
July 7, 2009
NBFCs slash lending rates by up to 2 pc
SBBJ trims BPLR by 0.5 pc
Andhra Bank slashes BPLR by 25 bps
July 3, 2009
LIC-HF severs rates for existing borrowers
SBH trims lending rate to 12.25 pcnt
An Insight into Lending Rate Changes
July 2, 2009
IOB lowers BPLR to 12 pcnt
Syndicate Bank lowers rates on domestic deposits
Karnataka Bank cuts deposit rates by 50 bps
Allahabad Bank trims BPLR to 12 percent
June 30, 2009
Syndicate Bank trims BPLR to 12 pcnt
State Bank of Mysore trims BPLR to 12.25 pct
SBI reduces BPLR to 11.75 percent
IDBI Bank trims BPLR to 12.75 percent
June 26, 2009
RBI to meet bankers following budget declaration
June 24, 2009
United Bank of India likely to trim interest rates
HUDCO to trim lending rate up to 125 bps
Union Bank trims BPLR by 25 bps
June 23, 2009
DHFL: Home loan rates expected to lower
June 22, 2009
Sub-zero inflation to impel lowering of interest rates
UBI set to lower lending rates
June 19, 2009
HDFC Bank to reduce deposit rates
June 18, 2009
Chakrabarty clues rate cuts on small savings
June 16, 2009
Interest on small saving scheme to be reduced
Housing prices may rise concurring increase in demand
Tax exemption limit on home loan likely to be increased
June 15, 2009
Loan pricing in India to evolve on International standards
June 12, 2009
Pranab asks bankers to sever the interest rates further
June 10, 2009
Sub-PLR lending may soon cease
June 9, 2009
Indian Bank set to slash interest rates
Rural economy likely to be one of the budget focus
Home loan customers move to PSBs with lower EMIs
ICICI expects 24-25% growth in home, car & corporate loans
June 8, 2009
EMIs to ease with lowering interest rates
June 5, 2009
Loan restructuring to overshadows bank’s NPAs
Bad loans from credit cards & personal loans likely to increase
Federal Bank charged for higher revision on fixed home loans
June 4, 2009
ICICI lending rates slashed by 50 bps
June 3, 2009
Lending rates might not lower drastically
May 29, 2009
Liquidity may spurs banks to further lower the lending rates
May 28, 2009
Andhra Bank to offer home loans at 8 %
Andhra Bank set to offer loans against gold
Margin on home loans increased to 25 percent
May 27, 2009
Credit growth rate falls below RBI’s projections
Now get loans with zero processing fee
May 25, 2009
Center Expects Lowering of Interest Rates
May 22, 2009
Union Bank Home Loan At 8 %
May 18, 2009
Subbarao sees scope for further cut in lending rates
May 14, 2009
Indian industry demand for reduction in interest rates
May 11, 2009
Loan portfolios of mid-sized PSU banks rise even in slowdown
April 23, 2009
RBI plans to make PLR system more transparent
ICICI cuts floating reference rate, PLR by 50 basis points
April 22, 2009
RBI cuts policy rates in its annual monetary policy review
April 21, 2009
Bank loans may become tough for new telecom firms
RBI unlikely to cut interest rate in the annual monetary policy review
April 14, 2009
BoB, UCO Bank expected to cut interest rates this week
April 13, 2009
SBI slashes term deposit rates
Industry representatives ask RBI to force banks on rate cut
April 9, 2009
RBI: Banks did not cut interest rates as expected
April 8, 2009
Banks expect deposit growth to fall below 20% in the new fiscal
Banks knock reverse repo window to park excess funds
April 7, 2009
Banks disburse loans at Sub-PLR rates
Bankers view a scope for further cut in interest rates
April 2, 2009
Citibank slashes mortgage prime lending rate
March 31, 2009
PSU Banks slash their BPLR
PM calls for further rate cut
MFIs introduce home loans for rural India
March 25, 2009
PNB targets a credit growth of 20% for the upcoming FY
March 23, 2009
Real Interest rate increases with inflation dipping down
March 20, 2009
Banks do not cut deposit, lending rates in the same ratio
March 19, 2009
LIC sign pact with PNB
Bank of India lowers BPLR to 12%
March 18, 2009
PSUs to park surplus with state-run banks for another year
March 17, 2009
Banks look to mop up CASA
March 12, 2009
Dena Bank cuts lending rates
March 9, 2009
Rate cut may induce private lenders to slash lending rates
February 26, 2009
SBI Cards expected to report loss for the second year
February 10, 2009
Interest rates likely to fall below 2006 levels
February 9, 2009
SBI margins unlikely to get affected by the home loan scheme
Chakrabarty: PNB to cut rates if inflation eases further
February 5, 2009
Home loan rates slashed to 8.75% by LIC Housing Finance
CASA share of banks fall in the third quarter
February 4, 2009
Banks raise funds through the issuance of CDs
Finance ministry urge banks to cut interest rates
February 3, 2009
PNB cuts PLR by 50 basis points to 11.5%
January 20, 2009
HDFC cuts interest rates for home loans in Rs 30 lakh category
January 15, 2009
Sub-PLR borrowers do not benefit with PLR reductions
Infosys parked majority of deposits with PSU banks
January 8, 2009
Banks to witness increased growth in quarter 3
January 6, 2009
RBI declares a further cut in policy rates
ICICI Bank reduces floating interest rate
Deposit rates revised down by Union Bank, Bank of Baroda
January 5, 2009
Citibank: A 50 basis points cut in the interest rates may come soon
January 2, 2009
Year 2008: A hard period for DSAs
December 30, 2008
State-run Banks refuse to offer auto loans at special rates
December 26, 2008
Global slowdown to affect export-linked sectors
December 24, 2008
Lending rates in the economy to soften in the New Year
December 23, 2008
SBI: PLR cut by 75 basis points to 12.25%
SBI: Home loan rates to slash down
December 19, 2008
RBI insist banks to extend cheaper loans
Falling CASA deposits obstruct reducing lending rates
December 18, 2008
Banks start reducing interest rates
December 17, 2008
PSU Banks: Low interest rate package for new home loans
December 16, 2008
Banks to reduce lending rates
December 10, 2008
HDFC Bank, Union Bank of India reduce their PLRs
December 9, 2008
YES Bank reduces the PLR to 16.5%
RBI cuts short-term policy rates by 100 basis points
Govt. declares fiscal stimulus package to steer economic growth
December 8, 2008
HDFC Bank: First private lender to cut deposit rates
December 5, 2008
Government to roll out fiscal stimulus to offset slowdown
December 3, 2008
PSU banks lending rates fall behind the deposit rates
HFCs refuse to cut lending rates
December 1, 2008
HFDC Bank: Lending rates to remain unchanged for the time being
November 28, 2008
PNB cuts its PLR to 12.5%
November 18, 2008
RBI may to cut the policy rates further
November 13, 2008
PSU banks to offer card rates on bulk deposits
November 12, 2008
Syndicate Bank cut lending rates
Auto industry may see a rise in sales
November 11, 2008
ICICI plans to reduce its SME loan portfolio
November 10, 2008
Rate cut may not observe increasing loan demand
November 7, 2008
Canara Bank, Bank of India cut PLR to 13.25%
Private Banks to follow PSU banks on rate cut
November 6, 2008
A low interest regime is set to prevail
IDBI Bank decreases its interest rates on home, education loans
November 5, 2008
Union Bank slashes PLR
Banks to discontinue deposits with special term
November 4, 2008
RBI slashes its rates to sustain growth
November 3, 2008
Home purchases become expensive
October 30, 2008
Existing customers of ICICI will also face the rate hike
October 27, 2008
ICICI Bank raises home loan rates
October 23, 2008
Union Bank of India: Home loans rates revised down
October 22, 2008
Repo rate slashed to 8%
October 20, 2008
Cash-Back offer at Corporation Bank this festival season
October 17, 2008
Festive offers on deposit and lending rates
October 16, 2008
Realty firms to reduce home loan rates
October 10, 2008
Banks credit growth improves regardless of challenging environment
October 8, 2008
The Home Loan Rate Pendulum
RBI slashes CRR to ease liquidity
October 7, 2008
Interest rates have peaked amid tight liquidity
October 3, 2008
Real estate sector sees new project launches in the wake of festive season
September 26, 2008
RBI to keep interest rates stable
September 23, 2008
Banks to raise the lending norms: tougher to get loans
September 18, 2008
High interest rates may encourage pre-payment of a home loan
August 27, 2008
Education loan spared from rate hikes
Credit card charges hiked up to 50%
June 24, 2008
Home loans might become more expensive
June 19, 2008
We are not hiking lending rates yet: UBI
June 18, 2008
To face inflation, banks hike FD
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